Hubbard County property record for 808 Charles St, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,564 sqft · built 1965 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jun 2020) |
| Tax Bill | $2,982 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2022 Sale + 1 more |
| APN | 32.43.40700 |
| Primary APN | 32.43.40700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 912 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 64 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 304 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 57361 |
|---|---|
| Street Address | 808 CHARLES ST |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .61 AC PRC HOLLINGER'S EAST ADD LOT 7 EX E65 BLK 1 |
| Legal Subdivision | HOLLINGER'S EAST ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | PARK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70600 |
Source: Hubbard County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Sep 2, 2022 | Deed, Transfer |
| Jun 29, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 2020409714 |
| Last Transfer Date | Aug 30, 2022 |
| Transfer Doc | 0000426025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 5, 2026 |
| Property Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Document Number | 0000446748 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026446748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Document Number | 0000446748, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026446748 |
| Name | BELL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 22, 2036 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Sep 2, 2022 |
| Property Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Document Number | A000426025 |
| Instrument Date | Aug 30, 2022 |
| Instrument | A000426025 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 29, 2020 |
| Property Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Document Number | A000409714 |
| Instrument Date | Jun 29, 2020 |
| Instrument | A000409714 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 CHARLES ST, PARK RAPIDS, MN 56470-1207 |
| Document Number | A000409715 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | A000409715 |
| Name | BELL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| Municipality | Park Rapids City |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,982.00 Homeowner's exemption | ||
| 2025 | $2,982.00 (-37.38%) | $252,100 (+10.86%) Land $23,900 Building $228,200 | $252,100 (+10.86%) Land $23,900 Building $228,200 |
| 2022 | $4,762.00 | $227,400 Land $21,300 Building $206,100 | $227,400 Land $21,300 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Park Rapids serves 4,298 people · EPA ID MN1290003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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