808 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 808 Central St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,338 sqft · built 2002
Lot Size	9.42 acres (410,335 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Oct 2018)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Dec 2020 Refinance Mar 2020 Mortgage + 1 more
APN	`WINC M:2 B:0 L:170`

Property Details

APN / Parcel Number

Primary APN	`WINC M:2 B:0 L:170`
Alternative APN	`WCDN M:2 B:0 L:170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,338 sqft Living Area
Gross Area	5,716 sqft
Basement Area	1,232 sqft
Unfinished Basement	246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	410,335 sqft (9.42 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	808 CENTRAL ST
City	WINCHENDON
State	MA
Zip	01475-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	170
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1010
Census Tract	701101

Owner

808 Central St is owned and occupied by two individuals who bought it in October 2018.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	808 CENTRAL ST, WINCHENDON, MA 01475-1200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 12, 2018	Quit Claim Deed, Transfer · VA Mortgage VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Mar 11, 2016 · Amount on File
Deed Book / Page	59541 / 173
Transfer Doc	059541-173
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	808 CENTRAL ST, WINCHENDON, MA 01475-1200
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064056-177
Date	Dec 23, 2020
Book Page	64056/177
Instrument	160647

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	808 CENTRAL ST, WINCHENDON, MA 01475-1200
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062004-310
Date	Mar 6, 2020
Book Page	62004/310
Instrument	24058

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Oct 12, 2018
Property Address	808 CENTRAL ST, WINCHENDON, MA 01475-1200
Document Number	59541-173
Book / Page	59541 / 173
Instrument	108718
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595410175
Date	Oct 12, 2018
Instrument	59541/0175

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 808 Central St was $6,795, down 0.7% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,795.00 (-0.74%)	$578,300 (+5.94%) Land $62,500 Building $515,800	$639,635 (-0.16%)
2024	$6,846.00 (+12.64%)	$545,900 (+20.35%) Land $60,700 Building $485,200	$640,680
2023	$6,078.00	$453,600 Land $59,900 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 808 Central St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Fidium Fiber, Hub66, Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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