Calvert County property record for 8079 Windward Key Dr, Chesapeake Beach, MD 20732
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,198 sqft · built 1997 |
| Lot Size | 0.045 acres (1,953 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $589,000 (Nov 2018) |
| Tax Bill | $6,827 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-126048 |
| Primary APN | 03-126048 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Total Area |
| Basement Area | 564 sqft |
| Finished Basement | 564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,953 sqft (0.045 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 126048 |
|---|---|
| Street Address | 8079 WINDWARD KEY DR |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3194 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MCR |
| Legal Description | LT 43 PLAT 1 WINDWARD KEY |
| Legal Subdivision | PLAT ONE WINDWARD KEY |
| Legal Lot Number | 43 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 860403 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8803 PRUDENCE DR, ANNANDALE, VA 22003-4156 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Feb 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Nov 2, 2018 | Grant Deed, Transfer OHLHAUSEN FAMILY TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | May 25, 2007 · Amount on Record |
| Deed Book / Page | 5276 / 168 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 0068450453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 23, 2026 |
| Property Address | 8079 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3194 |
| Document Number | 0068450453 |
| Book / Page | 6845 / 453 |
| Map Reference | MB ABE 2 PL 205 |
| Instrument Date | Jan 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8803 PRUDENCE DR, ANNANDALE, VA 22003-4156 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8803 PRUDENCE DR, ANNANDALE, VA 22003-4156 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8079 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3194 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECURITY AMERICAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0053130422 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 5313/422 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8079 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3194 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | RATIFIED TITLE GROUP INC |
| Name | Verified Name |
|---|---|
| Address | 8079 WINDWARD KEY DR, CHESAPEAK BCH, MD 20732-3194 |
| Document Number | 0058350194 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5835/194 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Nov 2, 2018 |
| Property Address | 8079 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-3194 |
| Document Number | 0052760168 |
| Book / Page | 005276 / 000168 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8803 PRUDENCE DR ANNANDALE VA 220034156, ANNANDALE, VA 22003-4156 |
| Document Number | 52760173 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 005276/000173 |
| Name | OHLHAUSEN FAMILY TRUST (PT) |
|---|---|
| Address | 3085 MCKINNON WAY, OAKTON, VA 22124-2553 |
| Amount | Amount Recorded |
|---|
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,200 (+4.65%) | $729,800 (+13.96%) Land $300,000 Building $429,800 | |
| 2025 | $6,827.00 (+15.4%) | $640,400 (+8.32%) Land $300,000 Building $340,400 | $640,400 (-) Land $300,000 Building $340,400 |
| 2023 | $5,916.00 | $591,200 | $640,400 Land $300,000 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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