Chisago County property record for 8078 384th Trl, North Branch, MN 55056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,074 sqft · built 2020 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2020) |
| Tax Bill | $4,100 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00193-02 |
| Primary APN | 16-00193-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 1,772 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Account Number | 3997688 |
|---|---|
| Street Address | 8078 384TH TRL |
| City | NORTH BRANCH |
| State | MN |
| Zip | 55056-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 001 LOT 002 SUBDIVISIONCD 16422 SUBDIVISIONNAME LUCHT'S CROSSING 3RD ADDITION SECTION 22 TOWNSHIP 035 RANGE 021 |
| Legal Range | 021 |
| Legal Township | 035 |
| Legal Section | 22 |
| Legal Subdivision | LUCHTS CROSSING 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | NORTH BRANCH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 110302 |
8078 384th Trl is owned and occupied by an individual who bought it in May 2020.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8078 384TH TRL, NORTH BRANCH, MN 55056-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Aug 10, 2026 |
| Property Address | 8078 384TH TRL, NORTH BRANCH, MN 55056-4025 |
| Document Number | 0000695222 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026695222 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 8078 384TH TRL, NORTH BRANCH, MN 55056-4025 |
| Document Number | 0000695222, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026695222 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 8078 384th Trl was $4,100 with a homeowner's exemption, up 18.8% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | North Branch City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,100.00 (+18.84%) | ||
| 2025 | $3,450.00 Homeowner's exemption | ||
| 2024 | $263,400 (-9.36%) | $284,400 (-5.45%) | |
| 2023 | $3,524.00 (+3.59%) Homeowner's exemption | $290,600 (+9.13%) | $300,800 (+8.01%) Land $63,000 Building $237,800 |
| 2022 | $3,402.00 (+3.59%) Homeowner's exemption | $266,300 (+23.46%) | $278,500 (+19.99%) Land $55,000 Building $223,500 |
| 2021 | $3,284.00 | $215,700 | $232,100 Land $40,000 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8078 384th Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8078 384th Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Branch serves 6,863 people · EPA ID MN1130011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: CenturyLink.
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