Mille Lacs County property record for 8076 165th Ave, Oak Park, MN 56357
| Property Type | Single Family Home |
|---|---|
| Details | 1,924 sqft · built 2004 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2024) |
| Tax Bill | $4,786 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-030-0805 |
| Primary APN | 12-030-0805 |
|---|
| Building Area | 1,924 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 442,570 sqft (10.1 acres) |
| Garage Type | Mixed |
| Garage Area | 2,136 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Street Address | 8076 165TH AVE |
|---|---|
| City | OAK PARK |
| State | MN |
| Zip | 56357-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF NW OF SW OF SE & N 1/2 OF SW OF SW OF SE SEE 9/12/02 SKETCH |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 30 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 170400 |
8076 165th Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8076 165TH AVE, OAK PARK, MN 56357-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Prior Sale | Nov 28, 2022 · Amount on File |
| Deed Document Number | 2024440516 |
| Prior Transfer Date | Sep 27, 2011 |
| Prior Transfer Doc | 000A369434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 10, 2024 |
| Property Address | 8076 165TH AVE, OAK PARK, MN 56357-3303 |
| Document Number | 000A440516 |
| Instrument Date | Apr 5, 2024 |
| Instrument | A440516 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | NOT AVAILABLE, UNIQUE TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,501.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8076 165TH AVE, OAK PARK, MN 56357-3303 |
| Document Number | 000A440517 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | A440517 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 28, 2022 |
| Property Address | 8076 165TH AVE, OAK PARK, MN 56357-3303 |
| Document Number | 000A434110 |
| Instrument Date | Oct 28, 2022 |
| Instrument | A434110 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8076 165TH AVE, OAK PARK, MN 56357-3303 |
| Document Number | 000A434111 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | A434111 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Max Rate | 10.6% |
The 2026 property tax bill for 8076 165th Ave was $4,786, up 4% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,786.00 (+4.04%) | $477,700 (+8.91%) Land $126,400 Building $351,300 | $477,700 (+8.91%) Land $126,400 Building $351,300 |
| 2025 | $4,600.00 | $438,600 Land $100,600 Building $338,000 | $438,600 Land $100,600 Building $338,000 |
| 2023 | $4,400.00 | $418,200 Land $68,600 Building $349,600 | $418,200 Land $68,600 Building $349,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8076 165th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8076 165th Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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