8075 Wards Ln, Semmes, AL 36575 Property Records

Mobile County property record for 8075 Wards Ln, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1997
Lot Size	0.366 acres (15,957 sqft)
Owner	Individual Name on File
Last Sale	$195,500 (Jul 2023)
Tax Bill	$496 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02240725400000506`

Property Details

APN / Parcel Number

Primary APN	`R02240725400000506`
Alternative APNs	`24 07 25 4 000 005.06X` `01721480` `1721480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,957 sqft (0.366 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1721480
Street Address	8075 WARDS LN
City	SEMMES
State	AL
Zip	36575-5451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CHARLES WARREN S/D MBK 74/91 #SEC 25 T3S R3W #MP24 07 25 4 000
Legal Range	03S
Legal Township	03S
Legal Section	25
Legal Subdivision	CHARLES WARREN S/D
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2048
Census Tract	6307

Owner

8075 Wards Ln is owned and occupied by an individual who bought it in July 2023.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	8075 WARDS LN, SEMMES, AL 36575-5451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202344851
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 26, 2023
Property Address	8075 WARDS LN # 2, 2, SEMMES, AL 36575-5451
Document Number	0000044851
Map Reference	MB 74 PG 91
Instrument Date	Jul 20, 2023
Instrument	2023044851
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3808 WHITFIELD WAY, SUFFOLK, VA 23435-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8075 WARDS LN, SEMMES, AL 36575-5451

Mortgage

Document Number	0000044852
Date	Jul 26, 2023
Instrument	2023044852

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 28, 2019
Property Address	8075 WARDS LN # 2, 2, SEMMES, AL 36575-5451
Document Number	0000036654
Instrument Date	Jun 11, 2019
Instrument	36654
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8075 WARDS LN SEMMES AL 365755451, SEMMES, AL 36575-5451

Mortgage

Document Number	36655
Date	Jun 28, 2019
Instrument	36655

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$14,450 Land $1,880 Building $12,570	$144,500 Land $18,800 Building $125,700
2023	$496.00 (-0.2%) Homeowner's exemption	$11,620 (-0.17%) Land $1,500 Building $10,120	$116,200 (-0.17%) Land $15,000 Building $101,200
2022	$497.00 Homeowner's exemption	$11,640 Land $1,500 Building $10,140	$116,400 Land $15,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8075 Wards Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8075 Wards Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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