8074 Riverview Rd, Westover, MD 21871 Property Records

Somerset County property record for 8074 Riverview Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1999
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2024)
Tax Bill	$4,283 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-102433`

Property Details

APN / Parcel Number

Primary APN	`06-102433`
Alternative APNs	`6102433` `102433`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
View / Lot	Waterfront
Porch	Slab
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	102433
Street Address	8074 RIVERVIEW RD
City	WESTOVER
State	MD
Zip	21871-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	1.02 AC-L7B-PL 14/58 RIVERVIEW ROAD PLAT SEA MARK SHORES
Legal Subdivision	SEA MARK SHORES
Legal Lot Number	7B
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2555 TUCKERS LN, LINDEN, VA 22642-1739
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 3, 2024	Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 20, 2018	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Book / Page	1345 / 63
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0006250479
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 TUCKERS LN, LINDEN, VA 22642-1739

Mortgage

Document Number	0014430055
Date	Jan 15, 2026
Book Page	1443/55

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	May 3, 2024
Property Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340
Document Number	0013450063
Book / Page	1345 / 63
Map Reference	MB ITP 14 FO 58
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2555 TUCKERS LN, LINDEN, VA 22642-1739

Mortgage

Document Number	0013450070
Date	May 3, 2024
Instrument	1345-0070

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340

Mortgage

Document Number	0013300076
Date	Jan 12, 2024
Book Page	1330/76

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Nov 20, 2018
Property Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340
Document Number	0010160028
Book / Page	1016 / 028
Map Reference	MB ITP12 FO13
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8074 RIVERVIEW RD, WESTOVER, MD 21871-4340

Mortgage

Document Number	0000101634
Date	Nov 20, 2018
Instrument	1016/34

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,283.00 (-45.47%)	$385,233 (+9.08%)	$417,300 (-) Land $215,100 Building $202,200
2025	$7,854.00 (+128.78%)	$353,167 (+14.38%)	$417,300 (+29.96%) Land $215,100 Building $202,200
2023	$3,433.00	$308,767	$321,100 Land $185,100 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 98.4% of Maryland
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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