8073 Kispiox Rd, Blaine, WA 98230 Property Records

Whatcom County property record for 8073 Kispiox Rd, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,498 sqft · built 1998
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2015)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`592012`

Property Details

APN / Parcel Number

Primary APN	`592012`
Alternative APNs	`405127 514524 0000` `152574` `521514`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	521514
Street Address	8073 KISPIOX RD
City	BLAINE
State	WA
Zip	98230-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	BIRCH BAY VILLAGE DIV 9 LOT 98
Legal Range	51
Legal Township	40
Legal Section	27
Legal Subdivision	BIRCH BAY VILLAGE DIV 9
Legal Lot Number	98
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	3
Census Block	3010
Census Tract	10405

Owner

8073 Kispiox Rd is owned and occupied by an individual who acquired it in June 2022.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8073 KISPIOX RD, BLAINE, WA 98230-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jun 1, 2022	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2015 · Amount on File
Deed Sale	Jun 18, 2015 · Amount on File
Prior Sale	Jun 18, 2015 · Amount on File
Deed Document Number	2150602472
Last Transfer Date	Jun 1, 2022
Transfer Doc	0000600033
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8073 KISPIOX RD, BLAINE, WA 98230-9557
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901908
Date	Sep 23, 2025
Instrument	2025-0901908

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	236 Months
Due	May 1, 2045

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8073 KISPIOX RD, BLAINE, WA 98230-9557
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800365
Date	Aug 4, 2021
Instrument	2021-0800365

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jun 1, 2022
Property Address	8073 KISPIOX RD, BLAINE, WA 98230-9557
Document Number	0000600033
Map Reference	VOL 10 PG 41&42
Instrument Date	May 19, 2022
Instrument	2022-0600033
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8073 KISPIOX RD, BLAINE, WA 98230-9557

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8073 KISPIOX RD, BLAINE, WA 98230-9557
Document Number	2200300491
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8073 KISPIOX RD BLAINE WA 982309557, BLAINE, WA 98230-9557

Mortgage

Document Number	2200300491
Date	Mar 5, 2020
Instrument	300491

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8073 Kispiox Rd was $3,732 with a senior citizen's exemption.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 Senior Citizen's exemption	$537,767 Land $230,625 Building $307,142	$543,169 Land $232,942 Building $310,227
2022		$478,015 Land $205,000 Building $273,015	$478,015 Land $205,000 Building $273,015
2021	$2,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8073 Kispiox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8073 Kispiox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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