Oswego County and Oswego Town property record for 8071 State Rte 104, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1992 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Aug 2025) |
| Tax Bill | $4,777 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354200 182.00-07-10.01 |
| Primary APN | 354200 182.00-07-10.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 214 ft deep x 179 ft wide |
| Garage Type | Attached |
| Garage Area | 841 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 8071 STATE ROUTE 104 |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 25 392-022-000 |
| Legal Block | 7 |
| Legal Lot Number | 10.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 21401 |
Source: Oswego County and Oswego Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 W 1ST ST # 1, 1, FULTON, NY 13069 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 2, 2019 | Deed of Trust, Transfer · FHA Mortgage SYRACUSE SECURITIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | May 7, 2019 · Amount on Record |
| Deed Document Number | 2025R2025006532 |
| Prior Transfer Date | Nov 1, 2007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 5, 2025 |
| Property Address | 8071 STATE ROUTE 104, OSWEGO, NY 13126-5624 |
| Document Number | 0000006532 |
| Instrument Date | Jul 25, 2025 |
| Instrument | R-2025-006532 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8071 STATE ROUTE 104, OSWEGO, NY 13126-5624 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 107 W 1ST STREET #1 # 1, 1, FULTON, NY 13069 |
| Document Number | 0000006533 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | R-2025-006533 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 8071 STATE ROUTE 104, OSWEGO, NY 13126-5624 |
| Document Number | 0000003708 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 8056 STATE ROUTE 104 OSWEGO NY 131265624, OSWEGO, NY 13126-5624 |
| Document Number | 0000003708 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 3708 |
| Name | SYRACUSE SECURITIES |
|---|---|
| Type | MERS |
| Address | EAST SYRACUSE, NY 13057 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Oswego Town |
| Unified School District | Hannibal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,777.00 (+0.21%) | ||
| 2025 | $4,767.00 (-1.93%) | $120,000 (-) Land $22,600 Building $97,400 | $196,721 (-) Land $37,049 Building $159,672 |
| 2024 | $4,861.00 | $120,000 (-) Land $22,600 Building $97,400 | $196,721 (+13.11%) Land $37,049 Building $159,672 |
| 2023 | $120,000 Land $22,600 Building $97,400 | $173,913 Land $32,754 Building $141,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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