8070 Ditch Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 8070 Ditch Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$225,000 (Sep 2021)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-26-4003-001`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-26-4003-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	87,120 sqft (2 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8070 DITCH RD
City	CHESANING
State	MI
Zip	48616-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PAR OF LAND IN THE SE 1/4 OF SEC 26, T9N, R3E, CHESANING TWP, SAGINAW CO, MI, DESC AS: BEG AT THE SE CORN OF SD SEC; TH
Legal Range	03E
Legal Township	09N
Legal Section	26
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4011
Census Tract	12700

Owner

8070 Ditch Rd is owner-occupied and held in a trust since May 2024.

Source: Saginaw County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8070 DITCH RD, CHESANING, MI 48616-9713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Sep 1, 2017	Warranty Deed, Transfer ARNOLD L WENZLICK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jun 27, 2003 · Amount on File
Deed Document Number	202130448
Last Transfer Date	May 3, 2024
Transfer Doc	0000012073
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 17, 2021
Property Address	8070 DITCH RD, CHESANING, MI 48616-9713
Document Number	2021030448
Instrument Date	Aug 30, 2021
Instrument	2021030448
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8070 DITCH RD, 8070, CHESANING, MI 48616-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8070 DITCH RD, CHESANING, MI 48616-9713

Mortgage

Document Number	2021030449
Date	Sep 17, 2021
Instrument	2021030449

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	2021030450
Date	Sep 17, 2021
Instrument	2021030450

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 1, 2017
Property Address	8070 DITCH RD, CHESANING, MI 48616-9713
Document Number	0000024723
Instrument Date	Aug 25, 2017
Instrument	24723
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	GARROW TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$17.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 DITCH RD NEW LOTHROP MI 484609627, NEW LOTHROP, MI 48460-9627

Mortgage

Document Number	23999
Date	Sep 1, 2017
Instrument	23999

Lender

Name	ARNOLD L WENZLICK
Address	19977 BRIGGS RD, NEW LOTHROP, MI 48460-9610

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 8070 Ditch Rd was $3,650 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,900 (+13.05%)	$259,800 (+13.05%)
2025	$3,650.00 Homeowner's exemption	$114,900	$229,800
2023		$95,900	$191,800
2022	$3,117.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8070 Ditch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8070 Ditch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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