807 Wilson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 807 Wilson Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 1960
Lot Size0.255 acres (11,100 sqft)
OwnerCompany Name on File
Tax Bill$1,816 (2025)
Deeds & MortgagesOct 2020 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN492-014-05-00

Property Details

APN / Parcel Number

Primary APN492-014-05-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area11,100 sqft (0.255 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address807 WILSON AVE
CityEL CAJON
StateCA
Zip92020-5740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 117 POR TR 001636
Legal SubdivisionEL CAJON ACRES
Legal Tract001636
Legal Block1
Legal Lot Number117
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract15902

Owner

807 Wilson Ave is owned by a company that acquired it in September 2020 and is owner-occupied.

Source: San Diego County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address807 WILSON AVE, EL CAJON, CA 92020-5740
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 25, 2020
Transfer Doc0000636394
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 20, 2020
Property Address807 WILSON AVE, EL CAJON, CA 92020-5740
Document Number0000636394
Map ReferenceMAP 1636
Instrument DateSep 25, 2020
Instrument2020-0636394
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address807 WILSON AVE, EL CAJON, CA 92020-5740

Mortgage

Document Number0000636395
DateOct 20, 2020
Instrument2020-0636395
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term843 Months
DueJan 4, 2091
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateOct 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 807 Wilson Ave was $1,816 with a homeowner's exemption, down 0.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$75,594 (+2%) Land $30,365 Building $45,229
2025$1,816.00 (-0.11%) Homeowner's exemption$74,113 Land $29,770 Building $44,343
2024$1,818.00 (+12.29%)
2023$1,619.00 (-6.58%) Homeowner's exemption$71,237 Land $28,615 Building $42,622
2022$1,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 807 Wilson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 807 Wilson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Wilson Ave

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