DeSoto County property record for 807 W South St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft · built 2000 |
| Lot Size | 0.453 acres (19,741 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-53-3-00043-00 |
| Primary APN | 3-08-6-13-53-3-00043-00 |
|---|
| Building Area | 1,362 sqft Adjusted Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 19,741 sqft (0.453 acres) |
| Lot Dimensions | 230 ft deep x 80 ft wide |
| Street Address | 807 W SOUTH ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | OAKLAWN S-D SEC C LOT 43 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | SE |
| Legal Subdivision | OAKLAWN S-D |
| Legal Lot Number | 43 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71124 |
807 W South St is owned and occupied by an individual who acquired it in January 2022.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION |
| Sep 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION |
| Jan 13, 2022 | Warranty Deed, Transfer · USDA Mortgage EAGLE BANK & TRUST CO |
| Jun 5, 2019 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 |
| Deed Sale | Jan 13, 2022 |
| Prior Sale | Jun 5, 2019 |
| Deed Document Number | 0000984634 |
| Deed Book / Page | 984 / 634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 004737/195 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 4737/195 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSON, MS 39202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 004791/263 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 4791/263 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSON, MS 39202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Jun 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 13, 2022 |
| Property Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 000984/634 |
| Book / Page | 984 / 634 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Jan 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6588 WYATT TYRO RD, 6588, COMO, MS 38619-2465 |
| Name | Verified Name |
|---|---|
| Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 0005443271 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 5443/271 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 5, 2019 |
| Property Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 000889/648 |
| Book / Page | 0889 / 648 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 W SOUTH ST, 807, HERNANDO, MS 38632-2527 |
| Name | Verified Name |
|---|---|
| Address | 807 W SOUTH ST, HERNANDO, MS 38632-2527 |
| Document Number | 0004737181 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 4737/181 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 807 W South St was $839.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 | $9,783 Land $2,000 Building $7,783 | $97,833 Land $20,000 Building $77,833 |
| 2023 | $719.00 | $7,304 | $73,042 Land $20,000 Building $53,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 W South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Feb 2011 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 W South St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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