807 Truro Ct, Waldorf, MD 20601 Property Records

Charles County property record for 807 Truro Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1976
Lot Size	0.247 acres (10,795 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Dec 1998)
Tax Bill	$3,165 (2023)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-033455`

Property Details

APN / Parcel Number

Primary APN	`08-033455`
Alternative APNs	`8033455` `033455`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area
1st Floor Area	760 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,795 sqft (0.247 acres)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033455
Old Parcel Number	8033455
Street Address	807 TRURO CT
City	WALDORF
State	MD
Zip	20601-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-52 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	52
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	807 TRURO CT, WALDORF, MD 20601-3349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit ANDREWS FCU
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 1998 · Amount on Record
Deed Sale	Dec 29, 1998 · Amount on Record
Prior Sale	Jul 12, 2000 · Amount on Record
Deed Document Number	0027070527
Deed Book / Page	80334
Last Transfer Date	Jan 28, 2015
Transfer Doc	0088060147
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	807 TRURO CT, WALDORF, MD 20601-3349
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 TRURO CT, WALDORF, MD 20601-3349

Mortgage

Document Number	0139190026
Date	Jan 6, 2026
Book Page	13919/26

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	807 TRURO CT, WALDORF, MD 20601-3349
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117320183
Date	Apr 5, 2021
Book Page	11732/183

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	807 TRURO CT, WALDORF, MD 20601-3349
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101300242
Date	Jan 10, 2018
Book Page	10130/242

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,165.00 (+18.19%) Homeowner's exemption	$216,400 (+1.23%) Land $83,600 Building $132,800	$216,400 (-) Land $83,600 Building $132,800
2022	$2,678.00 Homeowner's exemption	$213,767	$216,400 Land $83,600 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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