807 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 807 Sutter St, San Diego, CA 92103

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,018 sqft · built 1945
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Trust Names on File
Last Sale	$655,000 (Jul 2003)
Tax Bill	$12,124 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451-193-03-00`

Property Details

APN / Parcel Number

Primary APN	`451-193-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,018 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Multi-Family
Lot Area	7,020 sqft (0.161 acres)

Location & Zoning

Street Address	807 SUTTER ST
City	SAN DIEGO
State	CA
Zip	92103-3919
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS-1-7
Legal Description	BLK 463 LOTS 12 & 13 E 1/2 & S 1/4 OF W 1/2 OF P L 1122 TR 000530
Legal Subdivision	SEAMANS SUB
Legal Tract	000530
Legal Block	463
Legal Lot Number	12,13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	202

Owner

807 Sutter St, a residential property, is owner-occupied and held in a trust since July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Intrafamily Transfer, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 18, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2003 · Amount on File
Deed Sale	Jul 3, 2003 · Amount on File
Prior Sale	Aug 2, 1999 · Amount on File
Deed Document Number	2003795748
Last Transfer Date	Jul 18, 2023
Transfer Doc	0000212103
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2023
Property Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919
Document Number	0000212103
Map Reference	MAP 381&530
Instrument Date	Jul 18, 2023
Instrument	2023-0212103
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919

Mortgage

Document Number	0000660905
Date	Sep 20, 2021
Instrument	2021-0660905

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2021
Property Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919
Document Number	0000586513
Map Reference	MAP 530
Instrument Date	Aug 10, 2021
Instrument	2021-0586513
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	807 SUTTER ST, SAN DIEGO, CA 92103-3919

Tax Assessment & Valuation

The 2025 property tax bill for 807 Sutter St was $12,124 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$949,884 (+2%) Land $507,572 Building $442,312
2025	$12,124.00 Homeowner's exemption	$931,260 Land $497,620 Building $433,640
2023	$10,914.00 (+2.75%) Homeowner's exemption	$895,100 Land $478,298 Building $416,802
2022	$10,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 807 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 807 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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