807 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 807 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,656 sqft · built 1987
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$614,000 (Jul 2022)
Tax Bill$12,956 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-23-411-033

Property Details

APN / Parcel Number

Primary APN07-23-411-033

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,656 sqft Living Area
Gross Area3,976 sqft
1st Floor Area1,336 sqft
2nd Floor Area1,320 sqft
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions12.4 ft deep x 9.1 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address807 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number36
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1004
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5920 S 1300 W, SALT LAKE CITY, UT 84123-5374
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer · Conventional Mortgage
INTERCAP LENDING
Jul 29, 2022Warranty Deed, Transfer
BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 7, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 11, 2018Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Prior SaleJul 29, 2022 · Amount on File
Deed Document Number202272039
Prior Transfer DateFeb 11, 2008
Prior Transfer Doc0000033007
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 29, 2022
Property Address807 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000072039
Map ReferenceDOC R86-82193
Instrument DateMar 29, 2022
InstrumentR2022-072039
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyBURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$614.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 S RIVER RD, NAPERVILLE, IL 60540-6384

Mortgage

Document Number0000072040
DateJul 29, 2022
InstrumentR2022-072040
Lender
NameINTERCAP LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate
Rate5.25%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 29, 2022
Property Address807 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000072038
Map ReferenceDOC R86-82193
Instrument DateMar 21, 2022
InstrumentR2022-072038
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyBURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

AmountAmount on Record
Tax$614.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 APPLE RIDGE RD, DANBURY, CT 06810-7301

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address807 S RIVER RD, NAPERVILLE, IL 60540-6384
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117423
DateOct 14, 2020
InstrumentR2020-117423
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate3.37%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 7, 2019
Property Address807 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000044961
Map ReferenceDOC R87-013053
Instrument DateJun 6, 2019
InstrumentR2019-044961
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 S RIVER RD, NAPERVILLE, IL 60540-6384

Mortgage

Document Number0000044962
DateJun 7, 2019
InstrumentR2019-044962
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 11, 2018
Property Address807 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000051878
Map ReferenceDOCR87-013053
Instrument DateMay 25, 2018
InstrumentR2018-051878
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TITLE SERVICE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 S RIVER RD, NAPERVILLE, IL 60540-6384

Mortgage

Document Number0000051879
DateJun 11, 2018
InstrumentR2018-051879
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,956.00 (+10.76%)$227,736 (+28.54%) Land $62,014 Building $165,722$683,208 (+28.54%) Land $186,042 Building $497,166
2022$11,697.00 Homeowner's exemption$177,170 Land $47,870 Building $129,300$531,510 Land $143,610 Building $387,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1996–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2017 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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