807 S Division St, Whitehall, MI 49461 Property Records

Muskegon County property record for 807 S Division St, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,366 sqft · built 1900
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on Record
Last Sale$128,750 (Feb 2024)
Tax Bill$3,132 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22572045000200

Property Details

APN / Parcel Number

Primary APN22572045000200
Alternative APN
  • 61-22-572-045-0002-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area1,174 sqft
Basement Area384 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address807 S DIVISION ST
CityWHITEHALL
StateMI
Zip49461-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionW-0951 CITY OF WHITEHALL SLOCUM'S FIRST SOUTH ADD'N LOT 2 BLK 45
Legal SubdivisionCITY OF WHITEHALL
Legal Block45
Legal Lot Number2
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group2
Census Block2029
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address807 S DIVISION ST, WHITEHALL, MI 49461-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
CONSUMER REAL ESTATE FINANCE CO
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleJul 3, 2017 · Amount on Record
Deed Document Number20245813991
Deed Book / Page4348 / 414
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateFeb 13, 2024
Property Address807 S DIVISION ST, WHITEHALL, MI 49461-1503
Document Number004348/414
Book / Page4348 / 414
Map ReferenceLB 1 PG 19
Instrument DateFeb 6, 2024
Instrument5813991
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$967.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address807 S DIVISION ST, WHITEHALL, MI 49461-1503

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 S DIVISION ST, WHITEHALL, MI 49461-1503

Mortgage

Document Number0005813992
DateFeb 13, 2024
Instrument5813992
Lender
NameCONSUMER REAL ESTATE FINANCE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address807 S DIVISION ST, WHITEHALL, MI 49461-1503
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1272 BALDWIN ST T, T, JENISON, MI 49428-8909

Mortgage

Document Number004270/588
DateAug 9, 2021
Book Page4270/588
Instrument5736241
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,000 (+11.56%)$166,000 (+11.56%)
2025$3,132.00 (+18.19%) Homeowner's exemption$74,400 (+21.57%)$148,800 (+21.57%)
2023$61,200$122,400
2022$2,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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