807 Ryley Pl, Clayton, NC 27520 Property Records

Johnston County property record for 807 Ryley Pl, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,754 sqft · built 1998
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Trust Names on File
Last Sale	$173,000 (Oct 2016)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06F04027C`

Property Details

APN / Parcel Number

Primary APN	`06F04027C`
Alternative APNs	`2000196172` `2000278387`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,754 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	826 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000278387
Street Address	807 RYLEY PL
City	CLAYTON
State	NC
Zip	27520-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 94 ALLENS LANDING PH 3 51/203
Legal Subdivision	ALLENS LANDING
Legal Phase	3
Legal Lot Number	94
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2004
Census Tract	41107

Owner

807 Ryley Pl is owner-occupied and held in a trust since March 2025.

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	807 RYLEY PL, CLAYTON, NC 27520-5619
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	2016508036
Deed Book / Page	4855 / 523
Last Transfer Date	Mar 7, 2025
Transfer Doc	0000006594
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	807 RYLEY PL, CLAYTON, NC 27520-5619
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 RYLEY PL, CLAYTON, NC 27520-5619

Mortgage

Document Number	0000809312
Date	May 9, 2022
Book Page	6253/657
Instrument	2022809312

Lender

Name	COGENT BANK
Type	Bank
Address	CARY, NC 27513

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	807 RYLEY PL, CLAYTON, NC 27520-5619
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773092
Date	Sep 28, 2021
Book Page	6061/324
Instrument	2021773092

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	303 Months
Due	Dec 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	807 RYLEY PL, CLAYTON, NC 27520-5619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000679848
Date	Sep 23, 2020
Book Page	5706/126
Instrument	2020679848

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 807 Ryley Pl was $1,932.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00	$309,170 Land $70,790 Building $238,380	$309,170 Land $70,790 Building $238,380
2023	$1,549.00	$198,070 Land $56,630 Building $141,440	$198,070 Land $56,630 Building $141,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 Ryley Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 807 Ryley Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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