Morris County and Montville Township property record for 807 Rte 202, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 4,486 sqft · built 2006 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Jul 2021) |
| Tax Bill | $21,093 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00109-0000-00017 |
| Primary APN | 21-00109-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,486 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 58,370 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 807 RT 202 |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 109 |
| Legal Lot Number | 17 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40805 |
807 Rte 202 is owned and occupied by two individuals who bought it in July 2021.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 807 RT 202, TOWACO, NJ 07082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 30, 2021 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Jan 8, 2016 · Amount on File |
| Deed Document Number | 202165100 |
| Deed Book / Page | 24184 / 1181 |
| Prior Transfer Date | Apr 29, 2015 |
| Prior Transfer Doc | 0227270628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 807 MAIN RD, TOWACO, NJ 07082-1312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 807 MAIN RD, TOWACO, NJ 07082-1312 |
| Document Number | 0246771956 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 24677/1956 |
| Instrument | 2023042552 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 807 MAIN RD, TOWACO, NJ 07082-1312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 807 MAIN RD, TOWACO, NJ 07082-1312 |
| Document Number | 0245860586 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 24586/586 |
| Instrument | 2023012186 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jul 30, 2021 |
| Property Address | 807 MAIN RD, TOWACO, NJ 07082-1312 |
| Document Number | 0241841181 |
| Book / Page | 24184 / 1181 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021065100 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 TERRACE PKWY, 114, LINCOLN PARK, NJ 07035-1927 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 807 RTE 202, TOWACO, NJ 07082 |
| Document Number | 2021065101 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021065101 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790,300 (-) Land $204,300 Building $586,000 | $790,300 (-) Land $204,300 Building $586,000 | |
| 2025 | $790,300 Land $204,300 Building $586,000 | $790,300 Land $204,300 Building $586,000 | |
| 2024 | $21,093.00 | ||
| 2023 | $790,300 Land $204,300 Building $586,000 | $790,300 Land $204,300 Building $586,000 | |
| 2022 | $20,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 Rte 202 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 Rte 202 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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