Talbot County property record for 807 Riverview Ter, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,624 sqft · built 1980 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2015) |
| Tax Bill | $2,563 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-072645 |
| Primary APN | 02-072645 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,624 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 168 sqft |
| Deck Area | 335 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 072645 |
|---|---|
| Street Address | 807 RIVERVIEW TER |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SEC D - 75X150 S/S RIVERVIEW TERRACE ST MICHAELS |
| Legal Subdivision | BENTLY HAY |
| Legal Lot Number | 4 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960700 |
807 Riverview Ter is owned and occupied by two individuals who bought it in August 2015.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 807 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on File |
| Deed Sale | Aug 24, 2015 · Amount on File |
| Prior Sale | Dec 11, 2014 · Amount on File |
| Deed Book / Page | 2288 / 58 |
| Prior Transfer Date | Nov 25, 2014 |
| Prior Transfer Doc | 0022210282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 807 RIVERVIEW TER, ST MICHAELS, MD 21663-2949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 807 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2949 |
| Document Number | 0029280021 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2928/21 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
The 2026 property tax bill for 807 Riverview Ter was $2,563 with a homeowner's exemption, up 2.9% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,563.00 (+2.89%) Homeowner's exemption | $381,000 | $439,600 Land $184,600 Building $255,000 |
| 2025 | $2,491.00 Homeowner's exemption | ||
| 2023 | $2,300.00 Homeowner's exemption | $303,700 | $351,700 Land $141,800 Building $209,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 Riverview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 Riverview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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