807 River Trail Rd, Lowell, NC 28098 Property Records

Gaston County property record for 807 River Trail Rd, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$124,425 (Mar 2007)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05002C17900`

Property Details

APN / Parcel Number

Primary APN	`05002C17900`
Alternative APN	`199431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	807 RIVER TRAIL RD
City	LOWELL
State	NC
Zip	28098-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVERVIEW L 180 05 002C 179 00 000
Legal Subdivision	RIVER VIEW
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1031
Census Tract	31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 RIVER TRAIL RD, LOWELL, NC 28098-1280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2007 · Amount on Record
Deed Sale	Mar 21, 2007 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Book / Page	4304 / 1602
Prior Transfer Date	Mar 20, 2007
Prior Transfer Doc	0043041602
Record Updated	Oct 29, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Sep 28, 2018
Property Address	807 RIVER TRAIL RD, LOWELL, NC 28098-1280
Document Number	0050021213
Book / Page	5002 / 1213
Map Reference	MB 64 PG 60
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 RIVER TRAIL RD, LOWELL, NC 28098-1280

Mortgage

Document Number	50021216
Date	Sep 28, 2018
Instrument	5002/1216

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00	$245,230 (-) Land $28,000 Building $217,230
2025	$1,310.00 (+20.4%)	$245,230 (-) Land $28,000 Building $217,230
2023	$1,088.00	$245,230 Land $28,000 Building $217,230
2021			$144,210 Land $21,000 Building $123,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20