Onslow County property record for 807 River St, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1956 |
| Lot Size | 0.291 acres (12,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,000 (Jul 2026) |
| Tax Bill | $1,568 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 417-70 |
| Primary APN | 417-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,689 sqft (0.291 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490032866 |
|---|---|
| Street Address | 807 RIVER ST |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L16 BQ NORTHWOODS |
| Legal Subdivision | NORTHWOODS MAP #9 |
| Legal Block | Q |
| Legal Lot Number | 16 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1500 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC |
| Jan 17, 2023 | Warranty Deed, Transfer · Commercial Mortgage NORTH CAROLINA HOUSING FINANCE AGEN |
| Mar 25, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2024 · Amount on Record |
| Deed Book / Page | 6632 / 626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 6632000626 |
| Book / Page | 6632 / 626 |
| Instrument Date | Jul 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,006.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 6632000631, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 6632/631 |
| Name | EMM LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 0059010240 |
| Book / Page | 5901 / 240 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Dec 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 0005901256 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 5901-256 |
| Name | NORTH CAROLINA HOUSING FINANCE AGEN |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0059010244 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 5901/244 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 25, 2022 |
| Property Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 0057140922 |
| Book / Page | 5714 / 922 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Feb 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4864 BOCAIRE BLVD, 4864, BOCA RATON, FL 33487-1160 |
| Name | Verified Name |
|---|---|
| Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 0005714925 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 5714/925 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 17, 2021 |
| Property Address | 807 RIVER ST, JACKSONVILLE, NC 28540-4958 |
| Document Number | 0055450491 |
| Book / Page | 5545 / 491 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $206.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 LESLIE DR, 108, HUBERT, NC 28539-3745 |
| Name | Verified Name |
|---|---|
| Address | 610 SW 34TH ST, FORT LAUDERDALE, FL 33315-3623 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,568.00 (+2.42%) | $164,709 (+34.98%) Land $60,000 Building $104,709 | $164,709 (+34.98%) Land $60,000 Building $104,709 |
| 2025 | $1,531.00 | $122,027 (-) Land $40,000 Building $82,027 | $122,027 (-) Land $40,000 Building $82,027 |
| 2023 | $1,531.00 | $122,027 Land $40,000 Building $82,027 | $122,027 Land $40,000 Building $82,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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