807 Phillips St, Shelby, NC 28150 Property Records

Cleveland County property record for 807 Phillips St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,022 sqft · built 1960
Lot Size	0.404 acres (17,600 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2021)
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21207`

Property Details

APN / Parcel Number

Primary APN	`21207`
Alternative APN	`1340893`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,022 sqft Finished Area
Basement Area	256 sqft
Unfinished Basement	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	200 ft deep x 88 ft wide

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Shed	1 Shed
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1340893
Street Address	807 PHILLIPS ST
City	SHELBY
State	NC
Zip	28150-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LT#23-25 PT#26 BLK C EAST ERN HGHT SD
Legal Subdivision	EAST ERN HGHT SD
Legal Block	2
Legal Lot Number	23-25
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 PHILLIPS ST, SHELBY, NC 28150-5547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	2021200059582
Deed Book / Page	1848 / 2624
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 12, 2021
Property Address	807 PHILLIPS ST, SHELBY, NC 28150-5547
Document Number	0018482624
Book / Page	1848 / 2624
Map Reference	MB 6 PG 70
Instrument Date	Aug 11, 2021
Instrument	200059582
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1406, SHELBY, NC 28151-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 PHILLIPS ST, SHELBY, NC 28150-5547

Mortgage

Document Number	0018482627
Date	Aug 12, 2021
Instrument	1848/2627

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 (+2.93%)	$147,678 (-) Land $25,689 Building $121,989	$147,678 (-) Land $25,689 Building $121,989
2025	$1,469.00	$147,678 (+85.7%) Land $25,689 Building $121,989	$147,678 (+85.7%) Land $25,689 Building $121,989
2023		$79,526 Land $25,689 Building $53,837	$79,526 Land $25,689 Building $53,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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