807 Phillips Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 807 Phillips Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1940
Lot Size	0.159 acres (6,955 sqft)
Owner	Company Name on Record
Last Sale	$422,000 (Mar 2025)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1320243`

Property Details

APN / Parcel Number

Primary APN	`1320243`
Alternative APN	`8389`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	896 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	6,955 sqft (0.159 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Porch	Slab
Porch Area	98 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320243
Street Address	807 PHILLIPS DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R08
Legal Description	PT#91 PB2-95 CORA MILL
Legal Subdivision	CORA MILL
Legal Block	1
Legal Lot Number	46
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950500

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6711 E CAMELBACK RD, 11, SCOTTSDALE, AZ 85251-2063
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage BANK OF THE OZARKS
May 22, 2018	Warranty Deed, Transfer BANK OF OZARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Deed Document Number	2025200111645
Deed Book / Page	1942 / 1153
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	807 PHILLIPS DR, KINGS MOUNTAIN, NC 28086-2149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018132034
Date	May 27, 2020
Book Page	1813/2034
Instrument	200039666

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 22, 2018
Property Address	807 PHILLIPS DR, KINGS MOUNTAIN, NC 28086-2149
Document Number	0017680454
Book / Page	001768 / 000454
Instrument Date	May 22, 2018
Instrument	13873
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 BERRY MOUNTAIN RD CRAMERTON NC 280321637, CRAMERTON, NC 28032-1637

Mortgage

Document Number	17680457
Date	May 22, 2018
Book Page	001768/000457
Instrument	13874

Lender

Name	BANK OF OZARK
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,989 (-) Land $11,180 Building $111,809	$122,989 (-) Land $11,180 Building $111,809
2025	$1,260.00	$122,989 (+250.24%) Land $11,180 Building $111,809	$122,989 (+250.24%) Land $11,180 Building $111,809
2023		$35,116 Land $6,708 Building $28,408	$35,116 Land $6,708 Building $28,408

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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