Kenton County property record for 807 Orchard St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1953 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $11,000 (Apr 2022) |
| Tax Bill | $3,417 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-16-005.00 |
| Primary APN | 004-30-16-005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 807 ORCHARD ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE W 15FT 176 & 177 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 177,176 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 65700 |
807 Orchard St is owned by a company that bought it in April 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Apr 6, 2022 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Aug 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 20, 2018 | Warranty Deed, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on File |
| Deed Sale | Apr 6, 2022 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 202290 |
| Deed Book / Page | 158 / 83 |
| Prior Transfer Date | Dec 5, 2006 |
| Prior Transfer Doc | 0005900134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 807 ORCHARD ST, ELSMERE, KY 41018-2036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900170 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | KCM 514/463 |
| Instrument | 23121505900170 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 6, 2022 |
| Property Address | 807 ORCHARD ST, ELSMERE, KY 41018-2036 |
| Document Number | 0005900090 |
| Book / Page | 158 / 83 |
| Map Reference | PL 346 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 22040605900090 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 GROUSE CT, 512, ELSMERE, KY 41018-2696 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 807 ORCHARD ST, ELSMERE, KY 41018-2036 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900284 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 254/184 |
| Instrument | 21081005900284 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 20, 2018 |
| Property Address | 807 ORCHARD ST, ELSMERE, KY 41018-2036 |
| Document Number | 0000000086 |
| Book / Page | 0C6548 / 000292 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 86 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 807 ORCHARD ST ELSMERE KY 410182036, ELSMERE, KY 41018-2036 |
| Document Number | 88 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 0C6548/000296 |
| Instrument | 88 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2025 property tax bill for 807 Orchard St was $3,417.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,000 (-) Land $15,000 Building $210,000 | $225,000 (-) Land $15,000 Building $210,000 | |
| 2025 | $3,417.00 | $225,000 Land $15,000 Building $210,000 | $225,000 Land $15,000 Building $210,000 |
| 2023 | $2,172.00 | $144,900 Land $15,000 Building $129,900 | $144,900 Land $15,000 Building $129,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 807 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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