807 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 807 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,160 sqft · built 1977
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$1,375,000 (Oct 2022)
Tax Bill$5,814 (2025)
Deeds & MortgagesOct 2022 Sale
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN6324.10.35.9189000

Property Details

APN / Parcel Number

Primary APN6324.10.35.9189000
Alternative APNs
  • 556228
  • 82087
  • 63908

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,160 sqft Heated Area
1st Floor Area840 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,195 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
View / LotWaterfront / Beach
PorchSlab
Porch Area128 sqft
Deck Area63 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number63908
Street Address807 OCEAN DR
CityEMERALD ISLE
StateNC
Zip28594-6838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL11 B4 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block35
Legal Lot Number11
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1015
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address974 BELL FARM RD, STATESVILLE, NC 28625-8527
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Warranty Deed, Transfer
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 7, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on File
Deed SaleOct 13, 2022 · Amount on File
Prior SaleOct 15, 2018 · Amount on File
Deed Document Number20221782035
Deed Book / Page1782 / 35
Prior Transfer DateMar 6, 2018
Prior Transfer Doc0016010475
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 13, 2022
Property Address807 OCEAN DR, EMERALD ISLE, NC 28594-6838
Document Number0017820035
Book / Page1782 / 35
Map ReferenceMB 8 PG 79
Instrument DateOct 11, 2022
Instrument1782035
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

AmountAmount on Record
Tax$2,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 FAIRWAYS CT, 10, ATLANTIC BEACH, NC 28512-6717

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 BELL FARM RD, STATESVILLE, NC 28625-8527

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 15, 2018
Property Address807 OCEAN DR, EMERALD ISLE, NC 28594-6838
Document Number0016210115
Book / Page1621 / 115
Map ReferenceMB J PG79
Instrument DateOct 15, 2018
Instrument1621115
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 CARTER ST, 5200, RALEIGH, NC 27612-3461

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 OCEAN DR, EMERALD ISLE, NC 28594-6838

Mortgage

Document Number1621116
DateOct 15, 2018
Instrument1621116
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateMar 7, 2018
Property Address807 OCEAN DR, EMERALD ISLE, NC 28594-6838
Document Number0016010475
Book / Page1601 / 475
Map ReferenceMB3 PG79
Instrument DateMar 6, 2018
Instrument1601475
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5200 CARTER ST, RALEIGH, NC 27612-3461

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,525,496 (-0.22%) Land $1,056,656 Building $468,840$1,525,496 (-0.22%) Land $1,056,656 Building $468,840
2025$5,814.00 (+34.8%)$1,528,856 (+98.98%) Land $1,056,656 Building $472,200$1,528,856 (+98.98%) Land $1,056,656 Building $472,200
2023$768,343 Land $571,200 Building $197,143$768,343 Land $571,200 Building $197,143
2022$4,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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