807 Oak St, Sandpoint, ID 83864 Property Records

Bonner County property record for 807 Oak St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,238 sqft · built 1904
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,780 (Sep 2023)
Tax Bill	$1,977 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0500032004BA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500032004BA`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,238 sqft Finished Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1965
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Built-in
Pole Barn	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	807 OAK ST
City	SANDPOINT
State	ID
Zip	83864-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN BLK 32 LOT 4 & N 100FT OF LOT 3 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	32
Legal Lot Number	3-4
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3012
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 OAK ST, SANDPOINT, ID 83864-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Aug 31, 2012
Deed Document Number	20231024813
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	807 OAK ST, SANDPOINT, ID 83864-1820
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 OAK ST, SANDPOINT, ID 83864-1820

Mortgage

Document Number	0001053217
Date	Oct 10, 2025
Instrument	1053217

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 1, 2023
Property Address	807 OAK ST, SANDPOINT, ID 83864-1820
Document Number	0001024813
Map Reference	MB 1 PG 63
Instrument Date	Aug 21, 2023
Instrument	1024813
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	807 OAK ST, SANDPOINT, ID 83864-1820

Mortgage

Document Number	0001024814
Date	Sep 1, 2023
Instrument	1024814

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,977.00 (+10.63%) Homeowner's exemption	$404,292 (-1.74%) Land $228,132 Building $176,160	$404,292 (-1.74%) Land $228,132 Building $176,160
2025	$1,787.00 (+22.48%) Homeowner's exemption	$411,457 (+10.05%) Land $228,137 Building $183,320	$411,457 (+10.05%) Land $228,137 Building $183,320
2023	$1,459.00 Homeowner's exemption	$373,870 Land $210,936 Building $162,934	$373,870 Land $210,936 Building $162,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures