Clay County property record for 807 N State Rd, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,074 sqft · built 1947 |
| Lot Size | 0.213 acres (9,319 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,500 (Apr 2015) |
| Tax Bill | $100 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-214-014 |
| Primary APN | 10-26-214-014 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 9,319 sqft (0.213 acres) |
| Garage Area | 170 sqft |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 140 sqft |
| Street Address | 807 N STATE RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1045 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | RIDER'S ADDN BLOCK 1 LOT 20 |
| Legal Subdivision | RIDERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-214-014
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 N STATE RD, FLORA, IL 62839-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on Record |
| Deed Sale | Apr 10, 2015 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 2015185766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 807 N STATE RD, FLORA, IL 62839-1045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000203500 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 203500 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 807 N STATE RD, FLORA, IL 62839-1045 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018D194198 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 2018D194198 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,256 (+31.98%) Land $3,960 Building $17,296 | $63,768 (+31.98%) Land $11,880 Building $51,888 | |
| 2024 | $100.00 (-14.53%) | ||
| 2022 | $117.00 (+7.34%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $16,105 Land $2,999 Building $13,106 | $48,315 Land $8,997 Building $39,318 |
| 2021 | $109.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
Based on FCC filings for 440 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0250100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORA serves 5,233 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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