807 N School St, Normal, IL 61761 Property Records

McLean County property record for 807 N School St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,796 sqft · built 1916
Lot Size	0.235 acres (10,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Dec 2021)
Tax Bill	$4,148 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-454-027`

Property Details

APN / Parcel Number

Primary APN	`14-21-454-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	970 sqft
Basement Area	144 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Roof Material	Asphalt
Lot Area	10,249 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide
Garage Area	528 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	807 N SCHOOL ST
City	NORMAL
State	IL
Zip	61761-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MCCORDS ADD TO NORMAL S 50 LOT 2
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	MCCORDS ADD
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3006
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 N SCHOOL ST, NORMAL, IL 61761-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	202128829
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Oct 15, 2026
Property Address	807 N SCHOOL ST, NORMAL, IL 61761-1328
Document Number	0000015725
Instrument Date	Sep 17, 2026
Instrument	202615725
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 N SCHOOL ST, NORMAL, IL 61761-1328

Mortgage

Document Number	0000015725,
Date	Oct 15, 2026
Instrument	202615725

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2036

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2021
Property Address	807 N SCHOOL ST, NORMAL, IL 61761-1328
Document Number	202100028829
Instrument Date	Nov 30, 2021
Instrument	2021-00028829
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	807 N SCHOOL ST, NORMAL, IL 61761-1328

Mortgage

Document Number	202100028830
Date	Dec 7, 2021
Instrument	2021-00028830

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,317 (+21.89%) Land $10,859 Building $51,458	$186,951 (+21.89%) Land $32,577 Building $154,374
2024	$4,148.00 (+7.41%)
2023	$3,862.00	$51,127 Land $8,909 Building $42,218	$153,381 Land $26,727 Building $126,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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