807 Moir St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 807 Moir St, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,518 sqft · built 1919
Lot Size0.099 acres (4,324 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2024)
Tax Bill$2,658 (2025)
Deeds & MortgagesSep 2024 Second Mortgage
Sep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-34-227-002

Property Details

APN / Parcel Number

Primary APN8913-34-227-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,518 sqft Living Area
1st Floor Area396 sqft
Basement Area1,122 sqft
Unfinished Basement1,122 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,324 sqft (0.099 acres)
Lot Dimensions92 ft deep x 47 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area160 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address807 MOIR ST
CityWATERLOO
StateIA
Zip50701-3067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOME PARK FIRST ADDITION N 47 FT S 94 FT W 32 FT LOT 4 BLK 2 N 47 FT S 94 FT LOT 5 BLK 2
Legal Range13W
Legal Township89N
Legal Section34
Legal SubdivisionHOME PARK FIRST ADDITION
Legal Block2
Legal Lot Number4,5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract1400

Owner

Source: Black Hawk County records · APN 8913-34-227-002

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address807 MOIR ST, WATERLOO, IA 50701-3067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
Sep 10, 2024Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2024 · Amount on Record
Deed SaleSep 10, 2024 · Amount on Record
Deed Document Number202420071
Prior Transfer DateSep 09, 2024
Prior Transfer Doc0000020070
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address807 MOIR ST, WATERLOO, IA 50701-3067
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202420073
DateSep 10, 2024
Instrument2024-20073
Lender
NameVERIDIAN CU
TypeCredit Union
Address1827 ANSBOROUGH AVE, WATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 01, 2034

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 10, 2024
Property Address807 MOIR ST, WATERLOO, IA 50701-3067
Document Number0202420071
Instrument DateSep 06, 2024
Instrument2024-20071
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$167.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 MOIR ST, WATERLOO, IA 50701-3067

Mortgage

Document Number0202420072
DateSep 10, 2024
Instrument2024-20072
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2034
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate12.1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00 Homeowner's exemption$136,810 (-6.56%) Land $14,810 Building $122,000$136,810 (-6.56%) Land $14,810 Building $122,000
2024$2,658.00 (+7.35%)
2023$146,420 (+20.44%) Land $14,810 Building $131,610$146,420 (+20.44%) Land $14,810 Building $131,610
2022$2,476.00 Homeowner's exemption$121,570 Land $14,810 Building $106,760
2021$121,570 Land $14,810 Building $106,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 690 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Mediacom Communications, Verizon, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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