807 Mill St, Cove, OR 97824 Property Records

Union County property record for 807 Mill St, Cove, OR 97824

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1900
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2022 Mortgage + 1 more
APN	`03S4021AA 700`

Property Details

APN / Parcel Number

Primary APN	`03S4021AA 700`
Alternative APN	`11604`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1959
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	11604
Street Address	807 MILL ST
City	COVE
State	OR
Zip	97824-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV-R;RESIDENTIAL
Legal Subdivision	HIBBLERS ADD
Legal Lot Number	700
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2130
Census Tract	970300

Owner

Source: Union County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 126, COVE, OR 97824-0126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2012
Transfer Doc	0020121942
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Recording Date	Aug 24, 2026
Property Address	807 MILL ST, COVE, OR 97824-8775
Document Number	0000002252
Instrument Date	Aug 7, 2026
Instrument	20262252
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 MILL ST, COVE, OR 97824-8775

Mortgage

Document Number	0000002252,
Date	Aug 24, 2026
Instrument	20262252

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2046

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	807 MILL ST, COVE, OR 97824-8775
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 MILL ST, COVE, OR 97824-8775

Mortgage

Document Number	0020221589
Date	May 16, 2022
Instrument	20221589

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	807 MILL ST, COVE, OR 97824-8775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20172215
Date	Jul 12, 2017
Instrument	20172215

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (+5.58%)	$129,600 (+3%) Land $40,880 Building $88,720	$253,460 (+11.75%) Land $71,060 Building $182,400
2023	$1,325.00 (+2.79%)	$125,830 (+6.08%) Land $39,690 Building $86,140	$226,800 (+8.72%) Land $66,800 Building $160,000
2022	$1,289.00	$118,618 Land $37,403 Building $81,215	$208,610 Land $64,460 Building $144,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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