807 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 807 Main St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,160 sqft · built 1999
Lot Size	0.051 acres (2,233 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2021)
Tax Bill	$7,838 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03226507`

Property Details

APN / Parcel Number

Primary APN	`09-03226507`
Alternative APN	`03226507`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,233 sqft (0.051 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03226507
Street Address	807 MAIN ST
City	GAITHERSBURG
State	MD
Zip	20878-5546
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS
Legal Subdivision	LAKELANDS
Legal Block	EYE
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4011
Census Tract	700826

Owner

807 Main St, a townhouse, is owned and occupied by two individuals who bought it in May 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	807 MAIN ST, GAITHERSBURG, MD 20878-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed, Transfer · Conventional Mortgage TOWNE BANK MORTGAGE
May 28, 2021	Re-recorded Document · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Book / Page	63134 / 149
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0631340149
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 8, 2021
Property Address	807 MAIN ST, GAITHERSBURG, MD 20878-5546
Document Number	0624560330
Book / Page	62456 / 330
Map Reference	MB 188 PL 20697
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 JOHNSON MEADOW ST, 302, GAITHERSBURG, MD 20878-2304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	807 MAIN ST, GAITHERSBURG, MD 20878-5546

Mortgage

Document Number	0062456338
Date	Apr 8, 2021
Instrument	62456/338

Lender

Name	TOWNE BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONTGOMERY MD
Recording Date	May 28, 2021
Property Address	807 MAIN ST, GAITHERSBURG, MD 20878-5546
Document Number	0631340149
Book / Page	63134 / 149
Map Reference	MB 188 PL 20697
Instrument Date	Mar 15, 2021
Record Updated	Aug 16, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	807 MAIN ST, GAITHERSBURG, MD 20878-5546

Mortgage

Document Number	0631340157
Date	May 28, 2021
Book Page	63134/157

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 807 Main St was $7,838.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,900 (+1.63%) Land $300,000 Building $340,900	$640,900 (-) Land $300,000 Building $340,900
2025	$7,838.00	$630,633	$640,900 Land $300,000 Building $340,900
2023		$610,100 (+2.14%) Land $300,000 Building $310,100	$610,100 (-) Land $300,000 Building $310,100
2022	$7,103.00 Homeowner's exemption	$597,333	$610,100 Land $300,000 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 807 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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