807 Main St, Duncan, OK 73533 Property Records

Stephens County property record for 807 Main St, Duncan, OK 73533

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 1,426 sqft · built 1950
Lot Size	0.408 acres (17,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Feb 2015)
Tax Bill	$36 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Jun 2017 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`28591`

Property Details

APN / Parcel Number

Primary APN	`28591`
Alternative APN	`5005-00-002-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,753 sqft (0.408 acres)
Garage Type	Detached
Pool Type	Above-Ground Pool
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28591
Street Address	807 MAIN ST
City	DUNCAN
State	OK
Zip	73533-6653
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	BLK 2 LT 4 MARTIN ADD
Legal Range	05W
Legal Township	01S
Legal Section	24
Legal Subdivision	MARTIN ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	3
Census Block	3025
Census Tract	1000

Owner

Source: Stephens County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297107 E 1790 RD, DUNCAN, OK 73533-1690
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 5, 2015	Warranty Deed, Transfer · Conventional Mortgage BANK OF COMMERCE
Jul 16, 2014	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2014	Affidavit of Death of Joint Tenant, Transfer
Jul 16, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2015 · Amount on Record
Deed Sale	Feb 5, 2015 · Amount on Record
Prior Sale	Jan 21, 1999 · Amount on Record
Deed Document Number	2015911480
Deed Book / Page	4905 / 40
Record Updated	Sep 20, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005117/001
Date	Apr 12, 2016
Book Page	5117/001
Instrument	2016-933697

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank
Address	VELMA, OK 73491

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 11, 2021

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 26, 2017
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	005317/234
Book / Page	5317 / 234
Instrument Date	Jun 22, 2017
Instrument	2017-956810
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 662, VELMA, OK 73491-0662

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 26, 2017
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	005317/235
Book / Page	5317 / 235
Instrument Date	Jun 22, 2017
Instrument	2017-956811
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 661, VELMA, OK 73491-0661

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 26, 2017
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	005317/236
Book / Page	5317 / 236
Instrument Date	Jun 19, 2017
Instrument	2017-956812
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 661, VELMA, OK 73491-0661
Investor	Possibly a Property Investor

Mortgage

Document Number	2017956813
Date	Jun 26, 2017
Instrument	2017-956813

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 21, 2020

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 5, 2015
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	004905/040
Book / Page	4905 / 040
Instrument Date	Feb 2, 2015
Instrument	2015-911480
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 420, COMANCHE, OK 73529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SEGLER ST, VELMA, OK 73491-5000

Mortgage

Document Number	004905/041
Date	Feb 5, 2015
Book Page	4905/041
Instrument	2015-911481

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jan 2, 2018

July 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 16, 2014
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	004782/261
Book / Page	4782 / 261
Instrument Date	Jul 16, 2014
Instrument	2014-900591
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2014: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STEPHENS OK
Recording Date	Jul 16, 2014
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	004782/255
Book / Page	4782 / 255
Instrument Date	Jul 9, 2014
Instrument	2014-900589
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 16, 2014
Property Address	807 MAIN ST, DUNCAN, OK 73533-6653
Document Number	004782/260
Book / Page	4782 / 260
Instrument Date	Jul 9, 2014
Instrument	2014-900590
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$6.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 923, DUNCAN, OK 73534-0923

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Velma Town
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36.00 (-2.7%)	$477 (-) Land $477	$4,338 (-) Land $4,338
2023	$37.00	$477 Land $477	$4,338 Land $4,338

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RW&SD #1 serves 960 people · EPA ID OK2006906
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	200 / 50
Windstream DSL	200 / 20

May also be available: AT&T, Rise Broadband, T-Mobile, Verizon.

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