807 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 807 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,064 sqft · built 1982
Lot Size0.019 acres (808 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Nov 2019)
Tax Bill$2,356 (2023)
Deeds & MortgagesNov 2019 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-402-078

Property Details

APN / Parcel Number

Primary APN06-07-402-078
Alternative APN
  • 06-07-402-078-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1983
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area808 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address807 KENNETH CIR
CityELGIN
StateIL
Zip60120-4354
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE
Legal Lot Number5
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4016
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address807 KENNETH CIR, ELGIN, IL 60120-4354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2019Warranty Deed, Transfer · Conventional with PMI
FORUM MTG BANCORP
Apr 6, 2018Quit Claim Deed, Transfer
ROYAL UNITED MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleApr 6, 2018
Deed Document Number201955108
Prior Transfer DateFeb 23, 2018
Prior Transfer Doc0000013021
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 13, 2019
Property Address807 KENNETH CIR, ELGIN, IL 60120-4354
Document Number1931755108
Instrument DateOct 30, 2019
Instrument31755108
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 CLEVELAND AVE ELGIN IL 601208206, ELGIN, IL 60120-8206

Mortgage

Document Number1931755109
DateNov 13, 2019
Instrument31755109
Lender
NameFORUM MTG BANCORP
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate3.75%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateApr 6, 2018
Property Address807 KENNETH CIR, ELGIN, IL 60120-4354
Document Number1809613021
Instrument DateFeb 23, 2018
Instrument9613021
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 KENNETH CIR ELGIN IL 601204354, ELGIN, IL 60120-4354

Mortgage

Document Number1809613022
DateApr 6, 2018
Instrument9613022
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
AmountAmount Recorded
Term300 Months
DueApr 5, 2043
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 (+21.75%) Land $566 Building $13,434$140,000 (+21.75%) Land $5,660 Building $134,340
2023$2,356.00 (-26.74%)
2022$3,216.00$11,499 Land $1,499 Building $10,000$114,990 Land $14,990 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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