807 Juniper Dr, Independence, IA 50644 Property Records

Buchanan County property record for 807 Juniper Dr, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,363 sqft · built 2015
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1009302001`

Property Details

APN / Parcel Number

Primary APN	`1009302001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Basement Area	1,363 sqft
Unfinished Basement	1,363 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Garage Area	811 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	807 JUNIPER DR
City	INDEPENDENCE
State	IA
Zip	50644-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PINES FIRSTADDITI ON LOT 29
Legal Subdivision	THE PINES FIRST ADDITION
Legal Lot Number	29
Jurisdiction	BUCHANAN IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1058
Census Tract	950400

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · VA Mortgage VERIDIAN CREDIT UNION
Nov 19, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HIAWATHA B&T CO
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HIAWATHA BANK & TRUST COMPANY
Nov 19, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Oct 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Sep 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	20262065
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	2020R03217
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN IA
Recording Date	Jul 13, 2026
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Document Number	0000002065
Instrument Date	Jul 6, 2026
Instrument	20262065
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,519.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002066,
Date	Jul 13, 2026
Instrument	20262066

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03311
Date	Nov 19, 2018
Instrument	2018R03311

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03471
Date	Oct 29, 2019
Instrument	2019R03471

Lender

Name	HIAWATHA B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2020

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00545
Date	Feb 24, 2020
Instrument	2020R00545

Lender

Name	HIAWATHA BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03321
Date	Nov 19, 2018
Instrument	2018R03321

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	74 Months
Due	Jan 1, 2025

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03600
Date	Oct 2, 2020
Instrument	2020R03600

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 30, 2027

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN IA
Recording Date	Sep 3, 2020
Property Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716
Document Number	2020R03217
Instrument Date	Aug 26, 2020
Instrument	2020R03217
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 JUNIPER DR, INDEPENDENCE, IA 50644-9716

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,752.00 (+6.01%) Homeowner's exemption	$318,690 (+13.17%) Land $33,930 Building $284,760	$318,690 (+13.17%) Land $33,930 Building $284,760
2024	$5,426.00 (+13.94%)
2023	$4,762.00 Homeowner's exemption	$281,610 Land $30,290 Building $251,320	$281,610 Land $30,290 Building $251,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1979–2013)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 7 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 10 claims Severe Storms & Flooding, Aug 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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