Berks County property record for 807 Joan Ter, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1960 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,900 (May 2016) |
| Tax Bill | $2,255 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5306-39-36-0803 |
| Primary APN | 5306-39-36-0803 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Neighborhood |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18435100 |
|---|---|
| Street Address | 807 JOAN TC |
| City | READING |
| State | PA |
| Zip | 19611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WILLIAM H OSTERMAYER |
| Legal Block | 36 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2600 |
807 Joan Ter is owned and occupied by an individual who bought it in May 2016.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 JOAN TER, READING, PA 19611-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 7, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2016 · Amount on File |
| Deed Sale | May 3, 2016 · Amount on File |
| Deed Document Number | 201614446 |
| Prior Transfer Date | Nov 29, 2010 |
| Prior Transfer Doc | 0000047820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 807 JOAN TER, WEST READING, PA 19611-1501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 807 JOAN TER, READING, PA 19611-1501 |
| Document Number | 0000018584 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021018584 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19611 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 807 JOAN TER, WEST READING, PA 19611-1501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 807 JOAN TER, READING, PA 19611-1501 |
| Document Number | 0000060464 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021060464 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19607 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 807 JOAN TER, READING, PA 19611-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031012 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019031012 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 2, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 807 JOAN TER, READING, PA 19611-1501 |
| Document Number | 0000027858 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 807 JOAN TER READING PA 196111501, READING, PA 19611-1501 |
| Document Number | 0000027858 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 27858 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | WYOMISSING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 807 Joan Ter was $2,255 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,255.00 Homeowner's exemption | $79,900 Land $30,500 Building $49,400 | $30,500 Land $30,500 |
| 2024 | $2,115.00 | $79,900 Land $30,500 Building $49,400 | |
| 1994 | $79,900 Land $30,500 Building $49,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 Joan Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1986 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 Joan Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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