Osceola County property record for 807 Indiana Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1954 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $92,000 (Mar 2010) |
| Tax Bill | $489 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 77511 |
| Primary APN | 77511 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 870 sqft Heated Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 702 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 144 ft deep x 35 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 330 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 77511 |
|---|---|
| Street Address | 807 INDIANA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 108 N 10 FT LOT 18 & ALL LOT 19 LESS E 6 FT 2-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 108 |
| Legal Lot Number | 18-19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 807 INDIANA AVE, SAINT CLOUD, FL 34769-3353 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Feb 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage R & R MONTANA ENT INC |
| Last Sale | Mar 24, 2010 · Amount on Record |
|---|---|
| Deed Sale | Mar 24, 2010 · Amount on Record |
| Prior Sale | Nov 6, 2009 |
| Deed Document Number | 2010041689 |
| Deed Book / Page | 3964 / 0863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 807 INDIANA AVE, SAINT CLOUD, FL 34769-3353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 807 INDIANA AVE, SAINT CLOUD, FL 34769-3353 |
| Document Number | 0069230837 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 6923/837 |
| Instrument | 2026021143 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 807 INDIANA AVE, SAINT CLOUD, FL 34769-3353 |
| Document Number | 0052470992 |
| Book / Page | 005247 / 000992 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 807 INDIANA AVE ST CLOUD FL 347693353, ST CLOUD, FL 34769-3353 |
| Document Number | 0052470992 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 005247/000992 |
| Instrument | 171059 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | KISSIMMEE, FL 34741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2032 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 807 INDIANA AVE, SAINT CLOUD, FL 34769-3353 |
| Document Number | 0051060560 |
| Book / Page | 005106 / 000560 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 807 INDIANA AVE ST CLOUD FL 347693353, ST CLOUD, FL 34769-3353 |
| Document Number | 0051060560 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 005106/000560 |
| Instrument | 28793 |
| Name | R & R MONTANA ENT INC |
|---|---|
| Address | 1780 OBERRY CT, KISSIMMEE, FL 34746-3953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 21, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $489.00 (+2.73%) Homeowner's exemption | $57,203 (+5.99%) | $203,800 (+18.83%) Land $46,800 Building $157,000 |
| 2023 | $476.00 (+1.93%) Homeowner's exemption | $53,972 (+3%) | $171,500 (+16.83%) Land $34,000 Building $137,500 |
| 2022 | $467.00 Homeowner's exemption | $52,400 | $146,800 Land $30,600 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures