807 Franklin St, Oregon, IL 61061 Property Records

Ogle County property record for 807 Franklin St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 2007
Lot Size0.238 acres (10,375 sqft)
Owner2 Individual Names on File
Last Sale$209,000 (Mar 2024)
Tax Bill$6,655 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-04-282-004

Property Details

APN / Parcel Number

Primary APN16-04-282-004

Interior

Stories1 Story
Building Area1,400 sqft Living Area
Basement Area1,400 sqft
Unfinished Basement1,400 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area10,375 sqft (0.238 acres)
Lot Dimensions173 ft deep x 60 ft wide
Garage TypeDetached
Garage Area1,120 sqft

Location & Zoning

Street Address807 FRANKLIN ST
CityOREGON
StateIL
Zip61061-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOTS 7 & 8 BLK 4 POTTERS ADD CITY OF OREGON
Legal SubdivisionPOTTERS ADD
Legal Block4
Legal Lot Number7-8
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group2
Census Block2006
Census Tract961400

Owner

807 Franklin St is owned and occupied by two individuals who bought it in March 2024.

Source: Ogle County records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address807 FRANKLIN ST, OREGON, IL 61061-1105
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Administrator's Deed, Transfer · Seller Carry-Back
HAUGEN GENERAL TRUST
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jan 23, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2024 · Amount on File
Deed SaleMar 15, 2024 · Amount on File
Prior SaleSep 7, 2021 · Amount on File
Deed Document Number20241067
Record UpdatedJun 8, 2026

March 2024: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionOGLE IL
Recording DateMar 15, 2024
Property Address807 FRANKLIN ST, OREGON, IL 61061-1105
Document Number0000001067
Map ReferenceBK A PG 293 294
Instrument DateMar 11, 2024
Instrument202401067
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 FRANKLIN ST, OREGON, IL 61061-1105

Mortgage

Document Number0000001068
DateMar 15, 2024
Instrument202401068
Lender
NameHAUGEN GENERAL TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term361 Months
DueApr 1, 2054

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateSep 7, 2021
Property Address807 FRANKLIN ST, OREGON, IL 61061-1105
Document Number0000006482
Map ReferenceBK A PG 293-294
Instrument DateSep 3, 2021
Instrument202106482
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 FRANKLIN ST, OREGON, IL 61061-1105

Mortgage

Document Number0000006483
DateSep 7, 2021
Instrument202106483
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address807 FRANKLIN ST, OREGON, IL 61061-1105
Document Number0000000478
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address807 FRANKLIN ST OREGON IL 610611105, OREGON, IL 61061-1105

Mortgage

Document Number0000000478
DateJan 31, 2019
Instrument478
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 807 Franklin St was $6,655.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,655.00$74,618 Land $8,926 Building $65,692$223,854 Land $26,778 Building $197,076
2023$74,555 (+8.04%) Land $8,996 Building $65,559$223,665 (+8.04%) Land $26,988 Building $196,677
2022$6,418.00$69,007 Land $8,327 Building $60,680$207,021 Land $24,981 Building $182,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 807 Franklin St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 807 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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