807 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 807 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,232 sqft · built 1969
Lot Size	0.157 acres (6,858 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2021)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Mar 2018 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-204-013`

Property Details

APN / Parcel Number

Primary APN	`8913-35-204-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,092 sqft
Unfinished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,858 sqft (0.157 acres)
Lot Dimensions	127 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	807 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION LOT 9 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	4
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2006
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage US BANK NA
Mar 1, 2018	Deed of Trust, Mortgage US BANK NA
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 11, 2017	Special Warranty Deed, Transfer
Mar 7, 2017	Special Warranty Deed, Foreclosure
Jan 19, 2017	Intrafamily Transfer, Transfer
Sep 29, 2008	Joint Tenancy Deed, Transfer · FHA Mortgage GMAC MORTGAGE LLC
May 31, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage JOHN DEERE COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	202119197
Prior Transfer Date	Sep 26, 2008
Prior Transfer Doc	2009006675
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800007020
Date	Oct 20, 2017
Instrument	2018-00007020

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54901

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800014141
Date	Mar 1, 2018
Instrument	201800014141

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 FOREST AVE, WASHBURN, IA 50702-3246

Mortgage

Document Number	202100019301
Date	Mar 16, 2021
Instrument	202100019301

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 FOREST AVE, WASHBURN, IA 50702-3246

Mortgage

Document Number	202100019301
Date	Mar 16, 2021
Instrument	202100019301

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 15, 2021
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	202100019197
Instrument Date	Mar 8, 2021
Instrument	202100019197
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 FOREST AVE, WATERLOO, IA 50702-3246

Mortgage

Document Number	202100019198
Date	Mar 15, 2021
Instrument	202100019198

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 11, 2017
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	201800004525
Instrument Date	Sep 6, 2017
Instrument	2018-00004525
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538
Investor	Possibly a Property Investor

March 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 7, 2017
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	201700015590
Instrument Date	Feb 8, 2017
Instrument	201700015590
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BCH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 19, 2017
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	201700013098
Instrument Date	Jan 11, 2017
Instrument	2017-00013098
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

September 2008: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 29, 2008
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	2009006675
Instrument Date	Sep 26, 2008
Instrument	2009006675
Transaction Type	Transfer
Record Updated	Oct 14, 2024
Title Company	BLACK HAWK COUNTY ABSTRACT &

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Investor	Possibly a Property Investor

Mortgage

Document Number	2009006676
Date	Sep 29, 2008
Instrument	2009006676

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

May 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	May 31, 2005
Property Address	807 FOREST AVE, WATERLOO, IA 50702-3246
Document Number	2005027849
Instrument Date	May 20, 2005
Instrument	2005027849
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	807 FOREST AVE, WATERLOO, IA 50702-3246

Mortgage

Document Number	2005027850
Date	May 31, 2005
Instrument	2005027850

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,062.00 (+1.26%) Homeowner's exemption	$160,890 (+7.5%) Land $17,020 Building $143,870	$160,890 (+7.5%) Land $17,020 Building $143,870
2024	$3,024.00 (+26.42%)
2023		$149,660 (+27.02%) Land $17,020 Building $132,640	$149,660 (+27.02%) Land $17,020 Building $132,640
2022	$2,392.00 Homeowner's exemption	$117,820 Land $17,020 Building $100,800
2021			$117,820 Land $17,020 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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