Cleveland County property record for 807 Floyd St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 2,097 sqft · built 1961 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,893 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1180238 |
| Primary APN | 1180238 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,097 sqft Finished Area |
| Attic | Attic |
| Attic Area | 159 sqft |
| Basement Area | 1,143 sqft |
| Finished Basement | 349 sqft |
| Unfinished Basement | 794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 306 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1180238 |
|---|---|
| Street Address | 807 FLOYD ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 807 FLOYD ST |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950500 |
807 Floyd St, a single family home, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4530 BINWHE LN, GASTONIA, NC 28052-8723 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 807 FLOYD ST, KINGS MOUNTAIN, NC 28086-3130 |
| Document Number | 0017600205 |
| Book / Page | 001760 / 000205 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4530 BINWHE LN GASTONIA NC 280528723, GASTONIA, NC 28052-8723 |
| Document Number | 0017600205 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 001760/000205 |
| Instrument | 9667 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 807 Floyd St was $6,893, up 0.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,893.00 (+0.23%) | $670,976 (-) Land $547,019 Building $123,957 | $670,976 (-) Land $547,019 Building $123,957 |
| 2025 | $6,877.00 | $670,976 Land $547,019 Building $123,957 | $670,976 Land $547,019 Building $123,957 |
| 2023 | $501,272 Land $405,674 Building $95,598 | $501,272 Land $405,674 Building $95,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 Floyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 Floyd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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