807 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 807 E 13th St, Spencer, IA 51301

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 816 sqft · built 1961
Lot Size0.296 acres (12,889 sqft)
OwnerCompany Name on Record
Last Sale$105,000 (Jul 2020)
Tax Bill$2,490 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APN963607277008

Property Details

APN / Parcel Number

Primary APN963607277008
Alternative APN
  • 64096360727700800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Total Area
Basement Area816 sqft
Finished Basement240 sqft
Unfinished Basement816 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area12,889 sqft (0.296 acres)
Lot Dimensions98 ft deep x 26 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address807 E 13TH ST
CitySPENCER
StateIA
Zip51301-4948
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description3 2 SYLVAN ACRES EXC TR 49.64' X 43.1' X 17' & TR 26.9' X 98.85' X 123.79' LOT 5 FAIRVIEW CT 1ST ADD
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionSYLVAN ACRES
Legal Lot Number5
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3039
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2620 400TH ST, SPENCER, IA 51301-7606
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Prior SaleSep 9, 2014 · Amount on Record
Deed Document Number20201950
Deed Book / Page2020 / 1950
Prior Transfer DateJan 14, 2016
Prior Transfer Doc02016/0125
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateJul 6, 2020
Property Address807 E 13TH ST, SPENCER, IA 51301-4948
Document Number02020/1950
Book / Page2020 / 1950
Instrument DateJul 1, 2020
Instrument2020 1950
Transaction TypeTransfer
Record UpdatedMay 3, 2023

Transaction

AmountAmount Recorded
Tax$167.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3847 350TH AVE, RUTHVEN, IA 51358-8579

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,490.00 (+6.41%)$162,600 (+11.24%) Land $35,220 Building $127,380$162,600 (+11.24%) Land $35,220 Building $127,380
2024$2,340.00 (+6.07%)
2023$146,170 (+16.68%) Land $27,170 Building $119,000$146,170 (+16.68%) Land $27,170 Building $119,000
2022$2,206.00$125,270 Land $27,170 Building $98,100
2021$125,270 Land $27,170 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on E 13th St

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