807 Creston Ave, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 807 Creston Ave, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1976
Lot Size	0.276 acres (12,040 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2020)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-29-301-002`

Property Details

APN / Parcel Number

Primary APN	`8912-29-301-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Finished Basement	600 sqft
Unfinished Basement	972 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,040 sqft (0.276 acres)
Lot Dimensions	86 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	807 CRESTON AVE
City	EVANSDALE
State	IA
Zip	50707-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR BARNES PLAT OF MAYWOOD E 86 FT LOT 3
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	AUDITOR BARNES PLAT OF MAYWOOD
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 CRESTON AVE, EVANSDALE, IA 50707-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 13, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	20202100007829
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 CRESTON AVE, WATERLOO, IA 50707-2733
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 CRESTON AVE, WATERLOO, IA 50707-2733

Mortgage

Document Number	0202513473
Date	Sep 15, 2025
Instrument	2025-13473

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	807 CRESTON AVE, WATERLOO, IA 50707-2733
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 CRESTON AVE, WATERLOO, IA 50707-2733

Mortgage

Document Number	202200022478
Date	May 17, 2022
Instrument	202200022478

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 13, 2020
Property Address	807 CRESTON AVE, WATERLOO, IA 50707-2733
Document Number	202100007829
Instrument Date	Oct 8, 2020
Instrument	202100007829
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 CRESTON AVE, WATERLOO, IA 50707-2733

Mortgage

Document Number	202100007830
Date	Oct 13, 2020
Instrument	202100007830

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (-0.46%) Homeowner's exemption	$159,890 (+5.9%) Land $19,040 Building $140,850	$159,890 (+5.9%) Land $19,040 Building $140,850
2024	$3,054.00 (+27.14%)
2023		$150,980 (+27.7%) Land $19,040 Building $131,940	$150,980 (+27.7%) Land $19,040 Building $131,940
2022	$2,402.00 Homeowner's exemption	$118,230 Land $19,040 Building $99,190
2021			$118,230 Land $19,040 Building $99,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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