Calloway County property record for 807 Coldwater Rd, Murray, KY 42071
| Property Type | Other |
|---|---|
| Lot Size | 2.11 acres (92,129 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,044 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jul 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-0-0018-0011A |
| Primary APN | 001-0-0018-0011A |
|---|---|
| Alternative APN |
|
| Lot Area | 92,129 sqft (2.11 acres) |
|---|
| Account Number | 39525 |
|---|---|
| Street Address | 807 COLDWATER RD |
| City | MURRAY |
| State | KY |
| Zip | 42071 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | 1-18-11A,12,13B 807 COLDWATER ROAD |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10303 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 30 ROMANS WAY, MURRAY, KY 42071-9490 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit FNB BANK NA |
| Jul 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage FNB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001038673 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 807 COLDWATER RD, MURRAY, KY 42071 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 ROMANS WAY, MURRAY, KY 42071-9490 |
| Document Number | 001300/136 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 1300/136 |
| Instrument | 647354 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Feb 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 807 COLDWATER RD, MURRAY, KY 42071 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 ROMANS WAY, MURRAY, KY 42071-9490 |
| Document Number | 001507/640 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 1507/640 |
| Instrument | 714428 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | 101 E BROADWAY, MAYFIELD, KY 42066 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jul 11, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,044.00 (-0.51%) | $1,800,000 (-) | $1,800,000 (-) |
| 2023 | $7,080.00 | $1,800,000 | $1,800,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Murray Electric System, Verizon.
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