807 Christopher St, Plano, IL 60545 Property Records

Kendall County property record for 807 Christopher St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,356 sqft · built 2005
Lot Size	0.283 acres (12,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Nov 2019)
Tax Bill	$10,396 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-304-003`

Property Details

APN / Parcel Number

Primary APN	`01-25-304-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,356 sqft Living Area
Gross Area	4,646 sqft
1st Floor Area	3,356 sqft
Basement Area	690 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,330 sqft (0.283 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	807 CHRISTOPHER ST
City	PLANO
State	IL
Zip	60545-2196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 415 LAKEWOOD SPRINGS UNIT 2B, CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	415
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3055
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 CHRISTOPHER ST, PLANO, IL 60545-2196
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 21, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jul 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	201917655
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	807 CHRISTOPHER ST, PLANO, IL 60545-2196
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021690
Date	Aug 17, 2021
Instrument	202100021690

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	807 CHRISTOPHER ST, PLANO, IL 60545-2196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012610
Date	Jul 14, 2020
Instrument	202000012610

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 21, 2019
Property Address	807 CHRISTOPHER ST, PLANO, IL 60545-2196
Document Number	0000017655
Instrument Date	Oct 30, 2019
Instrument	17655
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	807 CHRISTOPHER ST PLANO IL 605452196, PLANO, IL 60545-2196

Mortgage

Document Number	17656
Date	Nov 21, 2019
Instrument	17656

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 26, 2017
Property Address	807 CHRISTOPHER ST, PLANO, IL 60545-2196
Document Number	0000011623
Instrument Date	Jul 5, 2017
Instrument	11623
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	267 FOX CHASE DR N OSWEGO IL 605438529, OSWEGO, IL 60543-8529

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,409 (+34.69%) Land $10,250 Building $110,159	$361,227 (+34.69%) Land $30,750 Building $330,477
2024	$10,396.00
2022		$89,394 Land $7,610 Building $81,784	$268,182 Land $22,830 Building $245,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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