807 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 807 Cedar St, San Carlos, CA 94070 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,471 sqft · built 1939
Lot Size0.121 acres (5,255 sqft)
Owner2 Individual Names on File
Last Sale$2,500,000 (Oct 2025)
Tax Bill$22,588 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN050-141-230

Property Details

APN / Parcel Number

Primary APN050-141-230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,471 sqft Living Area
1st Floor Area880 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area5,255 sqft (0.121 acres)
Lot Dimensions115 ft deep x 45 ft wide
Garage Area166 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address807 CEDAR ST
CitySAN CARLOS
StateCA
Zip94070-3818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLOCK 5 HOWARD PARK
Legal SubdivisionHOWARD PARK
Legal Block5
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2007
Census Tract609201

Owner

Source: San Mateo County records · APN 050-141-230

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address807 CEDAR ST, SAN CARLOS, CA 94070-3818
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Apr 23, 2020Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleSep 07, 2016 · Amount on Record
Deed Document Number202554306
Prior Transfer DateSep 16, 1999
Prior Transfer Doc0000175546
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateOct 14, 2025
Property Address807 CEDAR ST, SAN CARLOS, CA 94070-3818
Document Number0000054306
Map ReferenceMB 18 PG 68&69
Instrument DateOct 03, 2025
Instrument2025-054306
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address807 CEDAR ST, SAN CARLOS, CA 94070-3818

Mortgage

Document Number0000054307
DateOct 14, 2025
Instrument2025-054307
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 01, 2032
Change Frequency6 Months
Min Rate At Change2.62%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Max Rate10.5%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address807 CEDAR ST, SAN CARLOS, CA 94070-3818
Document Number0000039681
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address807 CEDAR ST SAN CARLOS CA 940703818, SAN CARLOS, CA 94070-3818

Mortgage

Document Number0000039681
DateMay 04, 2020
Instrument39681
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueMay 03, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,500,000 (+34.21%) Land $1,915,000 Building $585,000
2025$22,588.00 (+0.91%) Homeowner's exemption$1,862,734 (+4.04%) Land $1,630,620 Building $232,114
2024$22,384.00 (+3.94%)
2023$21,535.00 (+2.43%) Homeowner's exemption$1,790,403 Land $1,567,302 Building $223,101$2,822,310
2022$21,025.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816092012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1983–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 738 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Sonic TelecomFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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