807 Carter Ave, Durham, NC 27703 Property Records

Durham County property record for 807 Carter Ave, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,008 sqft · built 1986
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Tax Bill$2,391 (2026)
Deeds & MortgagesAug 2022 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0840-27-6051

Property Details

APN / Parcel Number

Primary APN0840-27-6051
Alternative APNs
  • 0840-27-60-5145
  • 084010276051
  • 131070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions183 ft deep x 63 ft wide
Patio Area121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address807 CARTER AVE
CityDURHAM
StateNC
Zip27703-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-RIGSBEE ROWENA/BLK:C /PROP-THOMPSON/LT#04 PL:000110-000178
Legal SubdivisionPROP-RIGSBEE ROWENA
Legal BlockC
Legal Lot Number4
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4015
Census Tract1802

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address807 CARTER AVE, DURHAM, NC 27703-5109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 5, 2019Deed of Trust, Mortgage · VA Mortgage
SYNERGY ONE LENDING
Dec 21, 2020Deed of Trust, Mortgage · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address807 CARTER AVE, DURHAM, NC 27703-5109
Transaction TypeMortgage
Record UpdatedSep 12, 2022
Title CompanyVETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097730147
DateAug 31, 2022
Book Page9773/147
Instrument2022035145
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term362 Months
DueOct 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address807 CARTER AVE, DURHAM, NC 27703-5109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086960048
DateJul 5, 2019
Book Page8696/048
Instrument2019023068
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address807 CARTER AVE, DURHAM, NC 27703-5109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyIDEAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091740639
DateDec 21, 2020
Book Page9174/639
Instrument2020056455
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,391.00 (+2.49%)$235,354 (-) Land $88,900 Building $146,454$235,354 (-) Land $88,900 Building $146,454
2025$2,333.00 (+69.43%)$235,354 (+123.89%) Land $88,900 Building $146,454$235,354 (+123.89%) Land $88,900 Building $146,454
2023$1,377.00 (+2.38%)$105,122 Land $18,990 Building $86,132$105,122 Land $18,990 Building $86,132
2022$1,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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