807 3rd St, Key West, FL 33040 Property Records

Monroe County property record for 807 3rd St, Key West, FL 33040 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,180 sqft · built 1988
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2013)
Tax Bill$2,724 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00151230-000000

Property Details

APN / Parcel Number

Primary APN00151230-000000
Alternative APNs
  • 22672600151230000000
  • 1196738

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch
Porch Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1196738
Old Parcel Number22672600151230000000
Street Address807 3RD ST
CityKEY WEST
StateFL
Zip33040-5554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LTS 3-4 JOHNSONVILLE PB1-53 BIG COPPITT Y-311 OR527-765 OR704-820DC OR822-494/95 OR1032-2148 OR1082-2331 OR1398-1075
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionJOHNSONVILLE SUBD
Legal Block2
Legal Lot Number3-4 4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3014
Census Tract971700

Owner

Source: Monroe County records · APN 00151230-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address807 3RD ST, KEY WEST, FL 33040-5554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2013 · Amount on Record
Deed SaleOct 02, 2013 · Amount on Record
Prior SaleApr 12, 1996
Deed Document Number1952493
Deed Book / Page2652 / 1589
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address807 3RD ST, KEY WEST, FL 33040-5554
Document Number0028830117
Book / Page002883 / 000117
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 3RD ST KEY WEST FL 330405554, KEY WEST, FL 33040-5554

Mortgage

Document Number0028830117
DateDec 14, 2017
Book Page002883/000117
Instrument2147352
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$308,382 (+5.99%)$686,811 (+6.71%) Land $435,500 Building $251,311
2024$2,724.00 (+6.07%)
2023$2,568.00 (+3.05%) Homeowner's exemption$290,963 (+3%)$643,649 (+4.42%) Land $398,650 Building $244,999
2022$2,492.00 Homeowner's exemption$282,489$616,415 Land $368,500 Building $247,915

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879717003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 233 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 units insured
39 under condo master policies
Nearby Flood Claims287 (1980–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 49 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Oct 1998 · 50 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number