807 14th St, Bandera, TX 78003 Property Records

Bandera County property record for 807 14th St, Bandera, TX 78003

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1940
Lot Size	0.319 acres (13,896 sqft)
Owner	Individual Name on Record
Last Sale	$265,867 (Jul 2021)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10400-00014-0290`

Property Details

APN / Parcel Number

Primary APN	`10400-00014-0290`
Alternative APN	`164748`

Interior

Stories	2 Stories
Building Area	1,100 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	440 sqft
Utility Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,896 sqft (0.319 acres)
Lot Depth	167 ft Depth

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Storage Building	96 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	10400-00014-0290
Street Address	807 14TH ST
City	BANDERA
State	TX
Zip	78003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANDERA RNG 14 LT 29 0.319 ACRES
Legal Subdivision	BANDERA CITY
Legal Lot Number	29
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2068
Census Tract	101

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 TENNIS ST, B12, KERRVILLE, TX 78028-2750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY STATE BANK & TRUST
May 3, 2019	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	May 7, 2021
Deed Document Number	2021245952
Deed Book / Page	1232 / 911
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	1141/131
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANDERA TX
Recording Date	Jul 20, 2021
Property Address	807 14TH ST, BANDERA, TX 78003
Document Number	001232/911
Book / Page	1232 / 911
Map Reference	VOL 1 PG 81
Instrument Date	Jul 16, 2021
Instrument	245952
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 TENNIS ST # B12, B12, KERRVILLE, TX 78028-2750

Mortgage

Document Number	001232/914
Date	Jul 20, 2021
Book Page	1232/914
Instrument	245953

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	May 3, 2019
Property Address	807 14TH ST, BANDERA, TX 78003
Document Number	1141/131
Book / Page	1141 / 131
Map Reference	VOL 1 PG 81
Instrument Date	Apr 29, 2019
Instrument	230950
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	BANDERA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1225, BANDERA, TX 78003-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13478 COKER RD, CONROE, TX 77306-6710

Mortgage

Document Number	230951
Date	May 3, 2019
Instrument	230951

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	807 14TH ST, BANDERA, TX 78003
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 219107
Date	Apr 11, 2017
Book Page	1074/469
Instrument	219107

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Municipality	Bandera City
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+8.85%) Homeowner's exemption	$222,070 (+4.63%) Land $69,480 Building $152,590	$222,070 (+4.63%) Land $69,480 Building $152,590
2024	$2,824.00 (-20.83%)
2023	$3,567.00	$212,250 Land $55,580 Building $156,670	$212,250 Land $55,580 Building $156,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	16 of 47
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANDERA serves 3,231 people · EPA ID TX0100012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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