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8069 Windward Key Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8069 Windward Key Dr, Chesapeake Beach, MD 20732

Property Summary

Property TypeTownhouse
Details4.5 ba · 2,206 sqft · built 2001
Lot Size0.04 acres (1,722 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Jun 2021)
Tax Bill$7,141 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN03-125971

Property Details

APN / Parcel Number

Primary APN03-125971
Alternative APNs
  • 3125971
  • 125971

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,206 sqft Total Area
Basement Area623 sqft
Finished Basement623 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,722 sqft (0.04 acres)
View / LotWaterfront
Garage TypeBasement
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area193 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number125971
Street Address8069 WINDWARD KEY DR
CityCHESAPEAKE BEACH
StateMD
Zip20732-5110
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMCR
Legal DescriptionLT 38 PLAT 1 WINDWARD KEY
Legal SubdivisionWINDWARD KEY
Legal Lot Number38
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2000
Census Tract860403

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8069 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Book / Page5987 / 485
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJun 10, 2021
Property Address8069 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5110
Document Number0059870485
Book / Page5987 / 485
Map ReferenceMB ABE2 PL 205
Instrument DateMay 27, 2021
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyADVANTAGE TITLE GROUP, ADVANTAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8100 ASHFORD CT, FREDERICK, MD 21702-2900

Mortgage

Document Number5987498
DateJun 10, 2021
Instrument5987/498
Lender
NameJOHNCO LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0059870491
DateJun 10, 2021
Book Page5987/491
Lender
NameDOUGLAS K THORNTON
TypePrivate Party
Address5210 CHAIRMANS CT STE 2, FREDERICK, MD 21703
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term119 Months
DueMay 27, 2031

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$703,333 (+17.77%)$768,800 (+14.64%) Land $300,000 Building $468,800
2025$7,141.00 (+19.49%)
2023$5,976.00$597,200$670,600 Land $300,000 Building $370,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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