Cook County property record for 806 Waverly Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1987 |
| Lot Size | 0.236 acres (10,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2018) |
| Tax Bill | $5,543 (2023) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-034 |
| Primary APN | 06-07-313-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,270 sqft (0.236 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 806 WAVERLY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | BENT TREE |
| Legal Lot Number | 110 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
806 Waverly Dr is owned and occupied by an individual who bought it in October 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 806 WAVERLY DR, ELGIN, IL 60120-4070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HM MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on File |
| Deed Sale | Oct 17, 2018 · Amount on File |
| Prior Sale | Mar 19, 2002 · Amount on File |
| Deed Document Number | 201813031 |
| Prior Transfer Date | Sep 18, 2018 |
| Prior Transfer Doc | 0000013031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 806 WAVERLY DR, ELGIN, IL 60120-4070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 806 WAVERLY DR, ELGIN, IL 60120-4070 |
| Document Number | 0005321231 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2105321231 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 155 Months |
| Due | Jan 15, 2034 |
| Rate | 3.14% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 17, 2018 |
| Property Address | 806 WAVERLY DR, ELGIN, IL 60120-4070 |
| Document Number | 1829013031 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 29013031 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 806 WAVERLY DR ELGIN IL 601204070, ELGIN, IL 60120-4070 |
| Document Number | 1829013032 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 29013032 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 16, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 Land $7,189 Building $25,811 | $330,000 Land $71,890 Building $258,110 | |
| 2023 | $5,543.00 (+4.04%) | ||
| 2022 | $5,328.00 Homeowner's exemption | $25,887 Land $6,675 Building $19,212 | $258,870 Land $66,750 Building $192,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 806 Waverly Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 806 Waverly Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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