806 W Elm St, Eldon, IA 52554 Property Records

Wapello County property record for 806 W Elm St, Eldon, IA 52554

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,744 sqft · built 1925
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$2,214 (2026)
Deeds & MortgagesMay 2017 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN002370010296000

Property Details

APN / Parcel Number

Primary APN002370010296000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,744 sqft Living Area
1st Floor Area1,376 sqft
Basement Area1,376 sqft
Unfinished Basement1,376 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address806 W ELM ST
CityELDON
StateIA
Zip52554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELDON ORIGINAL W 16' LOT 9 BLK 50 & E 50' LOT 10 BLK 50 (806 W ELM)
Legal SubdivisionELDON ORIG
Legal Block50,806
Legal Lot Number9,10
JurisdictionWAPELLO IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2035
Census Tract961100

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address806 W ELM ST, ELDON, IA 52554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Sep 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 8, 2022
Transfer Doc02022/3947
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAPELLO IA
Property Address806 W ELM ST, ELDON, IA 52554-9656
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/1843
DateMay 2, 2017
Book Page2017/1843
Instrument2017 1843
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAPELLO IA
Property Address806 W ELM ST, ELDON, IA 52554-9656
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/3566
DateJul 30, 2021
Book Page2021/3566
Instrument2021 3566
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAPELLO IA
Recording DateSep 19, 2022
Property Address806 W ELM ST, ELDON, IA 52554-9656
Document Number02022/3946
Book / Page2022 / 3946
Instrument DateSep 8, 2022
Instrument2022 3946
Transaction TypeTransfer
Record UpdatedOct 9, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address806 ELM ST, ELDON, IA 52554-7710

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 ELM ST, ELDON, IA 52554-7710

Mortgage

Document Number0020223947
DateSep 19, 2022
Instrument2022 3947
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWapello County
MunicipalityEldon City
Unified School DistrictCardinal Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,214.00 (+6.54%)$151,270 (-) Land $3,800 Building $147,470$151,270 (-) Land $3,800 Building $147,470
2025$2,078.00 Homeowner's exemption$151,270 (+12.77%) Land $3,800 Building $147,470$151,270 (+12.77%) Land $3,800 Building $147,470
2024$2,078.00 (-15.6%)
2023$134,140 (+21.57%) Land $3,800 Building $130,340$134,140 (+21.57%) Land $3,800 Building $130,340
2022$2,462.00$110,340 Land $3,800 Building $106,540
2021$110,340 Land $3,800 Building $106,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims14 (1980–2021)
Claims Outside the SFHA3 of 14
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 4 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDON WATER SUPPLY
serves 927 people · EPA ID IA9053004
Water SourcePurchased groundwater from WAPELLO RURAL WATER ASSOC.
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Citizens Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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